LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,385
−HK$5,793/mo
▼ 0.25% · 3.875%
HK$95,258
−HK$2,920/mo
Today · 4.125%
HK$98,178
baseline
▲ 0.50% · 4.625%
HK$104,152
+HK$5,974/mo
Deposit HK$20.26M · loan HK$20.26M · min. income ≈ HK$196,356/mo (50% DSR)
Upfront cash ≈ HK$21.98M (deposit + AVD stamp duty HK$1,721,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,777
−HK$5,553/mo
▼ 0.25% · 3.875%
HK$105,533
−HK$2,797/mo
Today · 4.125%
HK$108,330
baseline
▲ 0.50% · 4.625%
HK$114,040
+HK$5,710/mo
Deposit HK$20.26M · loan HK$20.26M · min. income ≈ HK$216,660/mo (50% DSR)
Upfront cash ≈ HK$21.98M (deposit + AVD stamp duty HK$1,721,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,862
−HK$6,952/mo
▼ 0.25% · 3.875%
HK$114,310
−HK$3,504/mo
Today · 4.125%
HK$117,814
baseline
▲ 0.50% · 4.625%
HK$124,982
+HK$7,168/mo
Deposit HK$16.21M · loan HK$24.31M · min. income ≈ HK$235,628/mo (50% DSR)
Upfront cash ≈ HK$17.93M (deposit + AVD stamp duty HK$1,721,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,332
−HK$6,664/mo
▼ 0.25% · 3.875%
HK$126,640
−HK$3,356/mo
Today · 4.125%
HK$129,996
baseline
▲ 0.50% · 4.625%
HK$136,848
+HK$6,852/mo
Deposit HK$16.21M · loan HK$24.31M · min. income ≈ HK$259,992/mo (50% DSR)
Upfront cash ≈ HK$17.93M (deposit + AVD stamp duty HK$1,721,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,339
−HK$8,110/mo
▼ 0.25% · 3.875%
HK$133,362
−HK$4,087/mo
Today · 4.125%
HK$137,449
baseline
▲ 0.50% · 4.625%
HK$145,813
+HK$8,364/mo
Deposit HK$12.15M · loan HK$28.36M · min. income ≈ HK$274,898/mo (50% DSR)
Upfront cash ≈ HK$13.88M (deposit + AVD stamp duty HK$1,721,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,888
−HK$7,774/mo
▼ 0.25% · 3.875%
HK$147,747
−HK$3,915/mo
Today · 4.125%
HK$151,662
baseline
▲ 0.50% · 4.625%
HK$159,656
+HK$7,994/mo
Deposit HK$12.15M · loan HK$28.36M · min. income ≈ HK$303,324/mo (50% DSR)
Upfront cash ≈ HK$13.88M (deposit + AVD stamp duty HK$1,721,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,292
−HK$10,428/mo
▼ 0.25% · 3.875%
HK$171,465
−HK$5,255/mo
Today · 4.125%
HK$176,720
baseline
▲ 0.50% · 4.625%
HK$187,473
+HK$10,753/mo
Deposit HK$4.05M · loan HK$36.46M · min. income ≈ HK$353,440/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,721,890 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,999
−HK$9,995/mo
▼ 0.25% · 3.875%
HK$189,960
−HK$5,034/mo
Today · 4.125%
HK$194,994
baseline
▲ 0.50% · 4.625%
HK$205,272
+HK$10,278/mo
Deposit HK$4.05M · loan HK$36.46M · min. income ≈ HK$389,988/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,721,890 · Scale 2, in force from 26 Feb 2026)