LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,402
−HK$5,794/mo
▼ 0.25% · 3.875%
HK$95,276
−HK$2,920/mo
Today · 4.125%
HK$98,196
baseline
▲ 0.50% · 4.625%
HK$104,171
+HK$5,975/mo
Deposit HK$20.26M · loan HK$20.26M · min. income ≈ HK$196,392/mo (50% DSR)
Upfront cash ≈ HK$21.98M (deposit + AVD stamp duty HK$1,722,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,796
−HK$5,554/mo
▼ 0.25% · 3.875%
HK$105,553
−HK$2,797/mo
Today · 4.125%
HK$108,350
baseline
▲ 0.50% · 4.625%
HK$114,061
+HK$5,711/mo
Deposit HK$20.26M · loan HK$20.26M · min. income ≈ HK$216,700/mo (50% DSR)
Upfront cash ≈ HK$21.98M (deposit + AVD stamp duty HK$1,722,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,882
−HK$6,954/mo
▼ 0.25% · 3.875%
HK$114,331
−HK$3,505/mo
Today · 4.125%
HK$117,836
baseline
▲ 0.50% · 4.625%
HK$125,006
+HK$7,170/mo
Deposit HK$16.21M · loan HK$24.31M · min. income ≈ HK$235,672/mo (50% DSR)
Upfront cash ≈ HK$17.93M (deposit + AVD stamp duty HK$1,722,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,355
−HK$6,665/mo
▼ 0.25% · 3.875%
HK$126,664
−HK$3,356/mo
Today · 4.125%
HK$130,020
baseline
▲ 0.50% · 4.625%
HK$136,873
+HK$6,853/mo
Deposit HK$16.21M · loan HK$24.31M · min. income ≈ HK$260,040/mo (50% DSR)
Upfront cash ≈ HK$17.93M (deposit + AVD stamp duty HK$1,722,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,363
−HK$8,112/mo
▼ 0.25% · 3.875%
HK$133,387
−HK$4,088/mo
Today · 4.125%
HK$137,475
baseline
▲ 0.50% · 4.625%
HK$145,840
+HK$8,365/mo
Deposit HK$12.16M · loan HK$28.37M · min. income ≈ HK$274,950/mo (50% DSR)
Upfront cash ≈ HK$13.88M (deposit + AVD stamp duty HK$1,722,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,915
−HK$7,775/mo
▼ 0.25% · 3.875%
HK$147,774
−HK$3,916/mo
Today · 4.125%
HK$151,690
baseline
▲ 0.50% · 4.625%
HK$159,686
+HK$7,996/mo
Deposit HK$12.16M · loan HK$28.37M · min. income ≈ HK$303,380/mo (50% DSR)
Upfront cash ≈ HK$13.88M (deposit + AVD stamp duty HK$1,722,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,323
−HK$10,430/mo
▼ 0.25% · 3.875%
HK$171,497
−HK$5,256/mo
Today · 4.125%
HK$176,753
baseline
▲ 0.50% · 4.625%
HK$187,508
+HK$10,755/mo
Deposit HK$4.05M · loan HK$36.47M · min. income ≈ HK$353,506/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,722,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,033
−HK$9,997/mo
▼ 0.25% · 3.875%
HK$189,996
−HK$5,034/mo
Today · 4.125%
HK$195,030
baseline
▲ 0.50% · 4.625%
HK$205,310
+HK$10,280/mo
Deposit HK$4.05M · loan HK$36.47M · min. income ≈ HK$390,060/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,722,210 · Scale 2, in force from 26 Feb 2026)