LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,240
−HK$580/mo
▼ 0.25% · 3.875%
HK$9,528
−HK$292/mo
Today · 4.125%
HK$9,820
baseline
▲ 0.50% · 4.625%
HK$10,417
+HK$597/mo
Deposit HK$2.03M · loan HK$2.03M · min. income ≈ HK$19,640/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$10,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,280
−HK$555/mo
▼ 0.25% · 3.875%
HK$10,555
−HK$280/mo
Today · 4.125%
HK$10,835
baseline
▲ 0.50% · 4.625%
HK$11,406
+HK$571/mo
Deposit HK$2.03M · loan HK$2.03M · min. income ≈ HK$21,670/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$10,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,088
−HK$696/mo
▼ 0.25% · 3.875%
HK$11,433
−HK$351/mo
Today · 4.125%
HK$11,784
baseline
▲ 0.50% · 4.625%
HK$12,501
+HK$717/mo
Deposit HK$1.62M · loan HK$2.43M · min. income ≈ HK$23,568/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$10,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,336
−HK$666/mo
▼ 0.25% · 3.875%
HK$12,667
−HK$335/mo
Today · 4.125%
HK$13,002
baseline
▲ 0.50% · 4.625%
HK$13,688
+HK$686/mo
Deposit HK$1.62M · loan HK$2.43M · min. income ≈ HK$26,004/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$10,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,936
−HK$812/mo
▼ 0.25% · 3.875%
HK$13,339
−HK$409/mo
Today · 4.125%
HK$13,748
baseline
▲ 0.50% · 4.625%
HK$14,584
+HK$836/mo
Deposit HK$1.22M · loan HK$2.84M · min. income ≈ HK$27,496/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$10,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,392
−HK$777/mo
▼ 0.25% · 3.875%
HK$14,778
−HK$391/mo
Today · 4.125%
HK$15,169
baseline
▲ 0.50% · 4.625%
HK$15,969
+HK$800/mo
Deposit HK$1.22M · loan HK$2.84M · min. income ≈ HK$30,338/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$10,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,633
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$17,150
−HK$526/mo
Today · 4.125%
HK$17,676
baseline
▲ 0.50% · 4.625%
HK$18,751
+HK$1,075/mo
Deposit HK$405K · loan HK$3.65M · min. income ≈ HK$35,352/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$10,565 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,504
−HK$999/mo
▼ 0.25% · 3.875%
HK$19,000
−HK$503/mo
Today · 4.125%
HK$19,503
baseline
▲ 0.50% · 4.625%
HK$20,531
+HK$1,028/mo
Deposit HK$405K · loan HK$3.65M · min. income ≈ HK$39,006/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$10,565 · Scale 2, in force from 26 Feb 2026)