LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,408
−HK$5,795/mo
▼ 0.25% · 3.875%
HK$95,282
−HK$2,921/mo
Today · 4.125%
HK$98,203
baseline
▲ 0.50% · 4.625%
HK$104,178
+HK$5,975/mo
Deposit HK$20.26M · loan HK$20.26M · min. income ≈ HK$196,406/mo (50% DSR)
Upfront cash ≈ HK$21.98M (deposit + AVD stamp duty HK$1,722,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,803
−HK$5,554/mo
▼ 0.25% · 3.875%
HK$105,560
−HK$2,797/mo
Today · 4.125%
HK$108,357
baseline
▲ 0.50% · 4.625%
HK$114,069
+HK$5,712/mo
Deposit HK$20.26M · loan HK$20.26M · min. income ≈ HK$216,714/mo (50% DSR)
Upfront cash ≈ HK$21.98M (deposit + AVD stamp duty HK$1,722,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,889
−HK$6,954/mo
▼ 0.25% · 3.875%
HK$114,339
−HK$3,504/mo
Today · 4.125%
HK$117,843
baseline
▲ 0.50% · 4.625%
HK$125,014
+HK$7,171/mo
Deposit HK$16.21M · loan HK$24.32M · min. income ≈ HK$235,686/mo (50% DSR)
Upfront cash ≈ HK$17.93M (deposit + AVD stamp duty HK$1,722,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,363
−HK$6,665/mo
▼ 0.25% · 3.875%
HK$126,672
−HK$3,356/mo
Today · 4.125%
HK$130,028
baseline
▲ 0.50% · 4.625%
HK$136,882
+HK$6,854/mo
Deposit HK$16.21M · loan HK$24.32M · min. income ≈ HK$260,056/mo (50% DSR)
Upfront cash ≈ HK$17.93M (deposit + AVD stamp duty HK$1,722,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,371
−HK$8,113/mo
▼ 0.25% · 3.875%
HK$133,395
−HK$4,089/mo
Today · 4.125%
HK$137,484
baseline
▲ 0.50% · 4.625%
HK$145,849
+HK$8,365/mo
Deposit HK$12.16M · loan HK$28.37M · min. income ≈ HK$274,968/mo (50% DSR)
Upfront cash ≈ HK$13.88M (deposit + AVD stamp duty HK$1,722,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,924
−HK$7,776/mo
▼ 0.25% · 3.875%
HK$147,784
−HK$3,916/mo
Today · 4.125%
HK$151,700
baseline
▲ 0.50% · 4.625%
HK$159,696
+HK$7,996/mo
Deposit HK$12.16M · loan HK$28.37M · min. income ≈ HK$303,400/mo (50% DSR)
Upfront cash ≈ HK$13.88M (deposit + AVD stamp duty HK$1,722,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,334
−HK$10,431/mo
▼ 0.25% · 3.875%
HK$171,508
−HK$5,257/mo
Today · 4.125%
HK$176,765
baseline
▲ 0.50% · 4.625%
HK$187,520
+HK$10,755/mo
Deposit HK$4.05M · loan HK$36.47M · min. income ≈ HK$353,530/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,722,321 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,045
−HK$9,997/mo
▼ 0.25% · 3.875%
HK$190,008
−HK$5,034/mo
Today · 4.125%
HK$195,042
baseline
▲ 0.50% · 4.625%
HK$205,323
+HK$10,281/mo
Deposit HK$4.05M · loan HK$36.47M · min. income ≈ HK$390,084/mo (50% DSR)
Upfront cash ≈ HK$5.77M (deposit + AVD stamp duty HK$1,722,321 · Scale 2, in force from 26 Feb 2026)