LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,416
−HK$5,795/mo
▼ 0.25% · 3.875%
HK$95,290
−HK$2,921/mo
Today · 4.125%
HK$98,211
baseline
▲ 0.50% · 4.625%
HK$104,187
+HK$5,976/mo
Deposit HK$20.26M · loan HK$20.26M · min. income ≈ HK$196,422/mo (50% DSR)
Upfront cash ≈ HK$21.99M (deposit + AVD stamp duty HK$1,722,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,811
−HK$5,555/mo
▼ 0.25% · 3.875%
HK$105,569
−HK$2,797/mo
Today · 4.125%
HK$108,366
baseline
▲ 0.50% · 4.625%
HK$114,078
+HK$5,712/mo
Deposit HK$20.26M · loan HK$20.26M · min. income ≈ HK$216,732/mo (50% DSR)
Upfront cash ≈ HK$21.99M (deposit + AVD stamp duty HK$1,722,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,899
−HK$6,954/mo
▼ 0.25% · 3.875%
HK$114,348
−HK$3,505/mo
Today · 4.125%
HK$117,853
baseline
▲ 0.50% · 4.625%
HK$125,024
+HK$7,171/mo
Deposit HK$16.21M · loan HK$24.32M · min. income ≈ HK$235,706/mo (50% DSR)
Upfront cash ≈ HK$17.93M (deposit + AVD stamp duty HK$1,722,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,374
−HK$6,665/mo
▼ 0.25% · 3.875%
HK$126,683
−HK$3,356/mo
Today · 4.125%
HK$130,039
baseline
▲ 0.50% · 4.625%
HK$136,894
+HK$6,855/mo
Deposit HK$16.21M · loan HK$24.32M · min. income ≈ HK$260,078/mo (50% DSR)
Upfront cash ≈ HK$17.93M (deposit + AVD stamp duty HK$1,722,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,382
−HK$8,113/mo
▼ 0.25% · 3.875%
HK$133,406
−HK$4,089/mo
Today · 4.125%
HK$137,495
baseline
▲ 0.50% · 4.625%
HK$145,862
+HK$8,367/mo
Deposit HK$12.16M · loan HK$28.37M · min. income ≈ HK$274,990/mo (50% DSR)
Upfront cash ≈ HK$13.88M (deposit + AVD stamp duty HK$1,722,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,936
−HK$7,776/mo
▼ 0.25% · 3.875%
HK$147,796
−HK$3,916/mo
Today · 4.125%
HK$151,712
baseline
▲ 0.50% · 4.625%
HK$159,709
+HK$7,997/mo
Deposit HK$12.16M · loan HK$28.37M · min. income ≈ HK$303,424/mo (50% DSR)
Upfront cash ≈ HK$13.88M (deposit + AVD stamp duty HK$1,722,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,348
−HK$10,432/mo
▼ 0.25% · 3.875%
HK$171,523
−HK$5,257/mo
Today · 4.125%
HK$176,780
baseline
▲ 0.50% · 4.625%
HK$187,536
+HK$10,756/mo
Deposit HK$4.05M · loan HK$36.48M · min. income ≈ HK$353,560/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$1,722,467 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,061
−HK$9,998/mo
▼ 0.25% · 3.875%
HK$190,024
−HK$5,035/mo
Today · 4.125%
HK$195,059
baseline
▲ 0.50% · 4.625%
HK$205,341
+HK$10,282/mo
Deposit HK$4.05M · loan HK$36.48M · min. income ≈ HK$390,118/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$1,722,467 · Scale 2, in force from 26 Feb 2026)