LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,420
−HK$5,795/mo
▼ 0.25% · 3.875%
HK$95,295
−HK$2,920/mo
Today · 4.125%
HK$98,215
baseline
▲ 0.50% · 4.625%
HK$104,192
+HK$5,977/mo
Deposit HK$20.27M · loan HK$20.27M · min. income ≈ HK$196,430/mo (50% DSR)
Upfront cash ≈ HK$21.99M (deposit + AVD stamp duty HK$1,722,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,816
−HK$5,555/mo
▼ 0.25% · 3.875%
HK$105,574
−HK$2,797/mo
Today · 4.125%
HK$108,371
baseline
▲ 0.50% · 4.625%
HK$114,083
+HK$5,712/mo
Deposit HK$20.27M · loan HK$20.27M · min. income ≈ HK$216,742/mo (50% DSR)
Upfront cash ≈ HK$21.99M (deposit + AVD stamp duty HK$1,722,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,904
−HK$6,954/mo
▼ 0.25% · 3.875%
HK$114,353
−HK$3,505/mo
Today · 4.125%
HK$117,858
baseline
▲ 0.50% · 4.625%
HK$125,030
+HK$7,172/mo
Deposit HK$16.21M · loan HK$24.32M · min. income ≈ HK$235,716/mo (50% DSR)
Upfront cash ≈ HK$17.93M (deposit + AVD stamp duty HK$1,722,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,379
−HK$6,666/mo
▼ 0.25% · 3.875%
HK$126,688
−HK$3,357/mo
Today · 4.125%
HK$130,045
baseline
▲ 0.50% · 4.625%
HK$136,900
+HK$6,855/mo
Deposit HK$16.21M · loan HK$24.32M · min. income ≈ HK$260,090/mo (50% DSR)
Upfront cash ≈ HK$17.93M (deposit + AVD stamp duty HK$1,722,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,388
−HK$8,113/mo
▼ 0.25% · 3.875%
HK$133,412
−HK$4,089/mo
Today · 4.125%
HK$137,501
baseline
▲ 0.50% · 4.625%
HK$145,868
+HK$8,367/mo
Deposit HK$12.16M · loan HK$28.37M · min. income ≈ HK$275,002/mo (50% DSR)
Upfront cash ≈ HK$13.88M (deposit + AVD stamp duty HK$1,722,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,943
−HK$7,776/mo
▼ 0.25% · 3.875%
HK$147,803
−HK$3,916/mo
Today · 4.125%
HK$151,719
baseline
▲ 0.50% · 4.625%
HK$159,717
+HK$7,998/mo
Deposit HK$12.16M · loan HK$28.37M · min. income ≈ HK$303,438/mo (50% DSR)
Upfront cash ≈ HK$13.88M (deposit + AVD stamp duty HK$1,722,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,356
−HK$10,432/mo
▼ 0.25% · 3.875%
HK$171,530
−HK$5,258/mo
Today · 4.125%
HK$176,788
baseline
▲ 0.50% · 4.625%
HK$187,545
+HK$10,757/mo
Deposit HK$4.05M · loan HK$36.48M · min. income ≈ HK$353,576/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$1,722,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,069
−HK$9,999/mo
▼ 0.25% · 3.875%
HK$190,032
−HK$5,036/mo
Today · 4.125%
HK$195,068
baseline
▲ 0.50% · 4.625%
HK$205,350
+HK$10,282/mo
Deposit HK$4.05M · loan HK$36.48M · min. income ≈ HK$390,136/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$1,722,544 · Scale 2, in force from 26 Feb 2026)