LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,243
−HK$580/mo
▼ 0.25% · 3.875%
HK$9,531
−HK$292/mo
Today · 4.125%
HK$9,823
baseline
▲ 0.50% · 4.625%
HK$10,420
+HK$597/mo
Deposit HK$2.03M · loan HK$2.03M · min. income ≈ HK$19,646/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$10,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,283
−HK$555/mo
▼ 0.25% · 3.875%
HK$10,559
−HK$279/mo
Today · 4.125%
HK$10,838
baseline
▲ 0.50% · 4.625%
HK$11,410
+HK$572/mo
Deposit HK$2.03M · loan HK$2.03M · min. income ≈ HK$21,676/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$10,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,092
−HK$695/mo
▼ 0.25% · 3.875%
HK$11,437
−HK$350/mo
Today · 4.125%
HK$11,787
baseline
▲ 0.50% · 4.625%
HK$12,504
+HK$717/mo
Deposit HK$1.62M · loan HK$2.43M · min. income ≈ HK$23,574/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$10,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,339
−HK$667/mo
▼ 0.25% · 3.875%
HK$12,670
−HK$336/mo
Today · 4.125%
HK$13,006
baseline
▲ 0.50% · 4.625%
HK$13,692
+HK$686/mo
Deposit HK$1.62M · loan HK$2.43M · min. income ≈ HK$26,012/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$10,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,940
−HK$812/mo
▼ 0.25% · 3.875%
HK$13,343
−HK$409/mo
Today · 4.125%
HK$13,752
baseline
▲ 0.50% · 4.625%
HK$14,589
+HK$837/mo
Deposit HK$1.22M · loan HK$2.84M · min. income ≈ HK$27,504/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$10,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,396
−HK$778/mo
▼ 0.25% · 3.875%
HK$14,782
−HK$392/mo
Today · 4.125%
HK$15,174
baseline
▲ 0.50% · 4.625%
HK$15,974
+HK$800/mo
Deposit HK$1.22M · loan HK$2.84M · min. income ≈ HK$30,348/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$10,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,638
−HK$1,043/mo
▼ 0.25% · 3.875%
HK$17,155
−HK$526/mo
Today · 4.125%
HK$17,681
baseline
▲ 0.50% · 4.625%
HK$18,757
+HK$1,076/mo
Deposit HK$405K · loan HK$3.65M · min. income ≈ HK$35,362/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$10,804 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,509
−HK$1,000/mo
▼ 0.25% · 3.875%
HK$19,005
−HK$504/mo
Today · 4.125%
HK$19,509
baseline
▲ 0.50% · 4.625%
HK$20,537
+HK$1,028/mo
Deposit HK$405K · loan HK$3.65M · min. income ≈ HK$39,018/mo (50% DSR)
Upfront cash ≈ HK$416K (deposit + AVD stamp duty HK$10,804 · Scale 2, in force from 26 Feb 2026)