LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,431
−HK$5,796/mo
▼ 0.25% · 3.875%
HK$95,306
−HK$2,921/mo
Today · 4.125%
HK$98,227
baseline
▲ 0.50% · 4.625%
HK$104,204
+HK$5,977/mo
Deposit HK$20.27M · loan HK$20.27M · min. income ≈ HK$196,454/mo (50% DSR)
Upfront cash ≈ HK$21.99M (deposit + AVD stamp duty HK$1,722,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,828
−HK$5,556/mo
▼ 0.25% · 3.875%
HK$105,586
−HK$2,798/mo
Today · 4.125%
HK$108,384
baseline
▲ 0.50% · 4.625%
HK$114,097
+HK$5,713/mo
Deposit HK$20.27M · loan HK$20.27M · min. income ≈ HK$216,768/mo (50% DSR)
Upfront cash ≈ HK$21.99M (deposit + AVD stamp duty HK$1,722,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,917
−HK$6,955/mo
▼ 0.25% · 3.875%
HK$114,367
−HK$3,505/mo
Today · 4.125%
HK$117,872
baseline
▲ 0.50% · 4.625%
HK$125,044
+HK$7,172/mo
Deposit HK$16.21M · loan HK$24.32M · min. income ≈ HK$235,744/mo (50% DSR)
Upfront cash ≈ HK$17.94M (deposit + AVD stamp duty HK$1,722,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,394
−HK$6,666/mo
▼ 0.25% · 3.875%
HK$126,703
−HK$3,357/mo
Today · 4.125%
HK$130,060
baseline
▲ 0.50% · 4.625%
HK$136,916
+HK$6,856/mo
Deposit HK$16.21M · loan HK$24.32M · min. income ≈ HK$260,120/mo (50% DSR)
Upfront cash ≈ HK$17.94M (deposit + AVD stamp duty HK$1,722,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,403
−HK$8,115/mo
▼ 0.25% · 3.875%
HK$133,428
−HK$4,090/mo
Today · 4.125%
HK$137,518
baseline
▲ 0.50% · 4.625%
HK$145,885
+HK$8,367/mo
Deposit HK$12.16M · loan HK$28.37M · min. income ≈ HK$275,036/mo (50% DSR)
Upfront cash ≈ HK$13.88M (deposit + AVD stamp duty HK$1,722,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,959
−HK$7,778/mo
▼ 0.25% · 3.875%
HK$147,820
−HK$3,917/mo
Today · 4.125%
HK$151,737
baseline
▲ 0.50% · 4.625%
HK$159,735
+HK$7,998/mo
Deposit HK$12.16M · loan HK$28.37M · min. income ≈ HK$303,474/mo (50% DSR)
Upfront cash ≈ HK$13.88M (deposit + AVD stamp duty HK$1,722,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,375
−HK$10,433/mo
▼ 0.25% · 3.875%
HK$171,550
−HK$5,258/mo
Today · 4.125%
HK$176,808
baseline
▲ 0.50% · 4.625%
HK$187,567
+HK$10,759/mo
Deposit HK$4.05M · loan HK$36.48M · min. income ≈ HK$353,616/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$1,722,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,091
−HK$9,999/mo
▼ 0.25% · 3.875%
HK$190,055
−HK$5,035/mo
Today · 4.125%
HK$195,090
baseline
▲ 0.50% · 4.625%
HK$205,374
+HK$10,284/mo
Deposit HK$4.05M · loan HK$36.48M · min. income ≈ HK$390,180/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$1,722,745 · Scale 2, in force from 26 Feb 2026)