LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,444
−HK$5,797/mo
▼ 0.25% · 3.875%
HK$95,319
−HK$2,922/mo
Today · 4.125%
HK$98,241
baseline
▲ 0.50% · 4.625%
HK$104,219
+HK$5,978/mo
Deposit HK$20.27M · loan HK$20.27M · min. income ≈ HK$196,482/mo (50% DSR)
Upfront cash ≈ HK$21.99M (deposit + AVD stamp duty HK$1,722,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,843
−HK$5,556/mo
▼ 0.25% · 3.875%
HK$105,601
−HK$2,798/mo
Today · 4.125%
HK$108,399
baseline
▲ 0.50% · 4.625%
HK$114,113
+HK$5,714/mo
Deposit HK$20.27M · loan HK$20.27M · min. income ≈ HK$216,798/mo (50% DSR)
Upfront cash ≈ HK$21.99M (deposit + AVD stamp duty HK$1,722,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,933
−HK$6,956/mo
▼ 0.25% · 3.875%
HK$114,383
−HK$3,506/mo
Today · 4.125%
HK$117,889
baseline
▲ 0.50% · 4.625%
HK$125,062
+HK$7,173/mo
Deposit HK$16.22M · loan HK$24.32M · min. income ≈ HK$235,778/mo (50% DSR)
Upfront cash ≈ HK$17.94M (deposit + AVD stamp duty HK$1,722,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,411
−HK$6,668/mo
▼ 0.25% · 3.875%
HK$126,721
−HK$3,358/mo
Today · 4.125%
HK$130,079
baseline
▲ 0.50% · 4.625%
HK$136,936
+HK$6,857/mo
Deposit HK$16.22M · loan HK$24.32M · min. income ≈ HK$260,158/mo (50% DSR)
Upfront cash ≈ HK$17.94M (deposit + AVD stamp duty HK$1,722,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,421
−HK$8,116/mo
▼ 0.25% · 3.875%
HK$133,447
−HK$4,090/mo
Today · 4.125%
HK$137,537
baseline
▲ 0.50% · 4.625%
HK$145,906
+HK$8,369/mo
Deposit HK$12.16M · loan HK$28.38M · min. income ≈ HK$275,074/mo (50% DSR)
Upfront cash ≈ HK$13.89M (deposit + AVD stamp duty HK$1,722,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,980
−HK$7,779/mo
▼ 0.25% · 3.875%
HK$147,841
−HK$3,918/mo
Today · 4.125%
HK$151,759
baseline
▲ 0.50% · 4.625%
HK$159,758
+HK$7,999/mo
Deposit HK$12.16M · loan HK$28.38M · min. income ≈ HK$303,518/mo (50% DSR)
Upfront cash ≈ HK$13.89M (deposit + AVD stamp duty HK$1,722,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,399
−HK$10,435/mo
▼ 0.25% · 3.875%
HK$171,575
−HK$5,259/mo
Today · 4.125%
HK$176,834
baseline
▲ 0.50% · 4.625%
HK$187,594
+HK$10,760/mo
Deposit HK$4.05M · loan HK$36.49M · min. income ≈ HK$353,668/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$1,722,993 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,117
−HK$10,001/mo
▼ 0.25% · 3.875%
HK$190,082
−HK$5,036/mo
Today · 4.125%
HK$195,118
baseline
▲ 0.50% · 4.625%
HK$205,403
+HK$10,285/mo
Deposit HK$4.05M · loan HK$36.49M · min. income ≈ HK$390,236/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$1,722,993 · Scale 2, in force from 26 Feb 2026)