LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,457
−HK$5,798/mo
▼ 0.25% · 3.875%
HK$95,333
−HK$2,922/mo
Today · 4.125%
HK$98,255
baseline
▲ 0.50% · 4.625%
HK$104,233
+HK$5,978/mo
Deposit HK$20.27M · loan HK$20.27M · min. income ≈ HK$196,510/mo (50% DSR)
Upfront cash ≈ HK$22.00M (deposit + AVD stamp duty HK$1,723,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,857
−HK$5,557/mo
▼ 0.25% · 3.875%
HK$105,616
−HK$2,798/mo
Today · 4.125%
HK$108,414
baseline
▲ 0.50% · 4.625%
HK$114,129
+HK$5,715/mo
Deposit HK$20.27M · loan HK$20.27M · min. income ≈ HK$216,828/mo (50% DSR)
Upfront cash ≈ HK$22.00M (deposit + AVD stamp duty HK$1,723,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,948
−HK$6,958/mo
▼ 0.25% · 3.875%
HK$114,399
−HK$3,507/mo
Today · 4.125%
HK$117,906
baseline
▲ 0.50% · 4.625%
HK$125,080
+HK$7,174/mo
Deposit HK$16.22M · loan HK$24.33M · min. income ≈ HK$235,812/mo (50% DSR)
Upfront cash ≈ HK$17.94M (deposit + AVD stamp duty HK$1,723,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,429
−HK$6,668/mo
▼ 0.25% · 3.875%
HK$126,739
−HK$3,358/mo
Today · 4.125%
HK$130,097
baseline
▲ 0.50% · 4.625%
HK$136,955
+HK$6,858/mo
Deposit HK$16.22M · loan HK$24.33M · min. income ≈ HK$260,194/mo (50% DSR)
Upfront cash ≈ HK$17.94M (deposit + AVD stamp duty HK$1,723,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,440
−HK$8,117/mo
▼ 0.25% · 3.875%
HK$133,466
−HK$4,091/mo
Today · 4.125%
HK$137,557
baseline
▲ 0.50% · 4.625%
HK$145,927
+HK$8,370/mo
Deposit HK$12.16M · loan HK$28.38M · min. income ≈ HK$275,114/mo (50% DSR)
Upfront cash ≈ HK$13.89M (deposit + AVD stamp duty HK$1,723,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,000
−HK$7,780/mo
▼ 0.25% · 3.875%
HK$147,862
−HK$3,918/mo
Today · 4.125%
HK$151,780
baseline
▲ 0.50% · 4.625%
HK$159,781
+HK$8,001/mo
Deposit HK$12.16M · loan HK$28.38M · min. income ≈ HK$303,560/mo (50% DSR)
Upfront cash ≈ HK$13.89M (deposit + AVD stamp duty HK$1,723,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,423
−HK$10,436/mo
▼ 0.25% · 3.875%
HK$171,599
−HK$5,260/mo
Today · 4.125%
HK$176,859
baseline
▲ 0.50% · 4.625%
HK$187,620
+HK$10,761/mo
Deposit HK$4.05M · loan HK$36.49M · min. income ≈ HK$353,718/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$1,723,237 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,143
−HK$10,003/mo
▼ 0.25% · 3.875%
HK$190,109
−HK$5,037/mo
Today · 4.125%
HK$195,146
baseline
▲ 0.50% · 4.625%
HK$205,433
+HK$10,287/mo
Deposit HK$4.05M · loan HK$36.49M · min. income ≈ HK$390,292/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$1,723,237 · Scale 2, in force from 26 Feb 2026)