LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,460
−HK$5,798/mo
▼ 0.25% · 3.875%
HK$95,336
−HK$2,922/mo
Today · 4.125%
HK$98,258
baseline
▲ 0.50% · 4.625%
HK$104,236
+HK$5,978/mo
Deposit HK$20.27M · loan HK$20.27M · min. income ≈ HK$196,516/mo (50% DSR)
Upfront cash ≈ HK$22.00M (deposit + AVD stamp duty HK$1,723,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,860
−HK$5,558/mo
▼ 0.25% · 3.875%
HK$105,619
−HK$2,799/mo
Today · 4.125%
HK$108,418
baseline
▲ 0.50% · 4.625%
HK$114,132
+HK$5,714/mo
Deposit HK$20.27M · loan HK$20.27M · min. income ≈ HK$216,836/mo (50% DSR)
Upfront cash ≈ HK$22.00M (deposit + AVD stamp duty HK$1,723,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,952
−HK$6,957/mo
▼ 0.25% · 3.875%
HK$114,403
−HK$3,506/mo
Today · 4.125%
HK$117,909
baseline
▲ 0.50% · 4.625%
HK$125,084
+HK$7,175/mo
Deposit HK$16.22M · loan HK$24.33M · min. income ≈ HK$235,818/mo (50% DSR)
Upfront cash ≈ HK$17.94M (deposit + AVD stamp duty HK$1,723,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,432
−HK$6,669/mo
▼ 0.25% · 3.875%
HK$126,743
−HK$3,358/mo
Today · 4.125%
HK$130,101
baseline
▲ 0.50% · 4.625%
HK$136,959
+HK$6,858/mo
Deposit HK$16.22M · loan HK$24.33M · min. income ≈ HK$260,202/mo (50% DSR)
Upfront cash ≈ HK$17.94M (deposit + AVD stamp duty HK$1,723,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,443
−HK$8,118/mo
▼ 0.25% · 3.875%
HK$133,470
−HK$4,091/mo
Today · 4.125%
HK$137,561
baseline
▲ 0.50% · 4.625%
HK$145,931
+HK$8,370/mo
Deposit HK$12.16M · loan HK$28.38M · min. income ≈ HK$275,122/mo (50% DSR)
Upfront cash ≈ HK$13.89M (deposit + AVD stamp duty HK$1,723,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,005
−HK$7,780/mo
▼ 0.25% · 3.875%
HK$147,867
−HK$3,918/mo
Today · 4.125%
HK$151,785
baseline
▲ 0.50% · 4.625%
HK$159,785
+HK$8,000/mo
Deposit HK$12.16M · loan HK$28.38M · min. income ≈ HK$303,570/mo (50% DSR)
Upfront cash ≈ HK$13.89M (deposit + AVD stamp duty HK$1,723,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,427
−HK$10,437/mo
▼ 0.25% · 3.875%
HK$171,604
−HK$5,260/mo
Today · 4.125%
HK$176,864
baseline
▲ 0.50% · 4.625%
HK$187,626
+HK$10,762/mo
Deposit HK$4.05M · loan HK$36.49M · min. income ≈ HK$353,728/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$1,723,287 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,149
−HK$10,003/mo
▼ 0.25% · 3.875%
HK$190,114
−HK$5,038/mo
Today · 4.125%
HK$195,152
baseline
▲ 0.50% · 4.625%
HK$205,438
+HK$10,286/mo
Deposit HK$4.05M · loan HK$36.49M · min. income ≈ HK$390,304/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$1,723,287 · Scale 2, in force from 26 Feb 2026)