LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,462
−HK$5,799/mo
▼ 0.25% · 3.875%
HK$95,338
−HK$2,923/mo
Today · 4.125%
HK$98,261
baseline
▲ 0.50% · 4.625%
HK$104,239
+HK$5,978/mo
Deposit HK$20.27M · loan HK$20.27M · min. income ≈ HK$196,522/mo (50% DSR)
Upfront cash ≈ HK$22.00M (deposit + AVD stamp duty HK$1,723,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,863
−HK$5,558/mo
▼ 0.25% · 3.875%
HK$105,622
−HK$2,799/mo
Today · 4.125%
HK$108,421
baseline
▲ 0.50% · 4.625%
HK$114,136
+HK$5,715/mo
Deposit HK$20.27M · loan HK$20.27M · min. income ≈ HK$216,842/mo (50% DSR)
Upfront cash ≈ HK$22.00M (deposit + AVD stamp duty HK$1,723,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,955
−HK$6,958/mo
▼ 0.25% · 3.875%
HK$114,406
−HK$3,507/mo
Today · 4.125%
HK$117,913
baseline
▲ 0.50% · 4.625%
HK$125,087
+HK$7,174/mo
Deposit HK$16.22M · loan HK$24.33M · min. income ≈ HK$235,826/mo (50% DSR)
Upfront cash ≈ HK$17.94M (deposit + AVD stamp duty HK$1,723,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,436
−HK$6,669/mo
▼ 0.25% · 3.875%
HK$126,747
−HK$3,358/mo
Today · 4.125%
HK$130,105
baseline
▲ 0.50% · 4.625%
HK$136,963
+HK$6,858/mo
Deposit HK$16.22M · loan HK$24.33M · min. income ≈ HK$260,210/mo (50% DSR)
Upfront cash ≈ HK$17.94M (deposit + AVD stamp duty HK$1,723,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,447
−HK$8,118/mo
▼ 0.25% · 3.875%
HK$133,474
−HK$4,091/mo
Today · 4.125%
HK$137,565
baseline
▲ 0.50% · 4.625%
HK$145,935
+HK$8,370/mo
Deposit HK$12.16M · loan HK$28.38M · min. income ≈ HK$275,130/mo (50% DSR)
Upfront cash ≈ HK$13.89M (deposit + AVD stamp duty HK$1,723,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,009
−HK$7,780/mo
▼ 0.25% · 3.875%
HK$147,871
−HK$3,918/mo
Today · 4.125%
HK$151,789
baseline
▲ 0.50% · 4.625%
HK$159,790
+HK$8,001/mo
Deposit HK$12.16M · loan HK$28.38M · min. income ≈ HK$303,578/mo (50% DSR)
Upfront cash ≈ HK$13.89M (deposit + AVD stamp duty HK$1,723,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,432
−HK$10,437/mo
▼ 0.25% · 3.875%
HK$171,609
−HK$5,260/mo
Today · 4.125%
HK$176,869
baseline
▲ 0.50% · 4.625%
HK$187,631
+HK$10,762/mo
Deposit HK$4.05M · loan HK$36.49M · min. income ≈ HK$353,738/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$1,723,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,154
−HK$10,004/mo
▼ 0.25% · 3.875%
HK$190,120
−HK$5,038/mo
Today · 4.125%
HK$195,158
baseline
▲ 0.50% · 4.625%
HK$205,445
+HK$10,287/mo
Deposit HK$4.05M · loan HK$36.49M · min. income ≈ HK$390,316/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$1,723,337 · Scale 2, in force from 26 Feb 2026)