LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,477
−HK$5,799/mo
▼ 0.25% · 3.875%
HK$95,353
−HK$2,923/mo
Today · 4.125%
HK$98,276
baseline
▲ 0.50% · 4.625%
HK$104,255
+HK$5,979/mo
Deposit HK$20.28M · loan HK$20.28M · min. income ≈ HK$196,552/mo (50% DSR)
Upfront cash ≈ HK$22.00M (deposit + AVD stamp duty HK$1,723,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,879
−HK$5,558/mo
▼ 0.25% · 3.875%
HK$105,638
−HK$2,799/mo
Today · 4.125%
HK$108,437
baseline
▲ 0.50% · 4.625%
HK$114,153
+HK$5,716/mo
Deposit HK$20.28M · loan HK$20.28M · min. income ≈ HK$216,874/mo (50% DSR)
Upfront cash ≈ HK$22.00M (deposit + AVD stamp duty HK$1,723,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$110,972
−HK$6,959/mo
▼ 0.25% · 3.875%
HK$114,424
−HK$3,507/mo
Today · 4.125%
HK$117,931
baseline
▲ 0.50% · 4.625%
HK$125,107
+HK$7,176/mo
Deposit HK$16.22M · loan HK$24.33M · min. income ≈ HK$235,862/mo (50% DSR)
Upfront cash ≈ HK$17.95M (deposit + AVD stamp duty HK$1,723,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,455
−HK$6,670/mo
▼ 0.25% · 3.875%
HK$126,766
−HK$3,359/mo
Today · 4.125%
HK$130,125
baseline
▲ 0.50% · 4.625%
HK$136,984
+HK$6,859/mo
Deposit HK$16.22M · loan HK$24.33M · min. income ≈ HK$260,250/mo (50% DSR)
Upfront cash ≈ HK$17.95M (deposit + AVD stamp duty HK$1,723,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,467
−HK$8,119/mo
▼ 0.25% · 3.875%
HK$133,494
−HK$4,092/mo
Today · 4.125%
HK$137,586
baseline
▲ 0.50% · 4.625%
HK$145,958
+HK$8,372/mo
Deposit HK$12.17M · loan HK$28.39M · min. income ≈ HK$275,172/mo (50% DSR)
Upfront cash ≈ HK$13.89M (deposit + AVD stamp duty HK$1,723,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,031
−HK$7,781/mo
▼ 0.25% · 3.875%
HK$147,894
−HK$3,918/mo
Today · 4.125%
HK$151,812
baseline
▲ 0.50% · 4.625%
HK$159,815
+HK$8,003/mo
Deposit HK$12.17M · loan HK$28.39M · min. income ≈ HK$303,624/mo (50% DSR)
Upfront cash ≈ HK$13.89M (deposit + AVD stamp duty HK$1,723,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,458
−HK$10,438/mo
▼ 0.25% · 3.875%
HK$171,635
−HK$5,261/mo
Today · 4.125%
HK$176,896
baseline
▲ 0.50% · 4.625%
HK$187,660
+HK$10,764/mo
Deposit HK$4.06M · loan HK$36.50M · min. income ≈ HK$353,792/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$1,723,601 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,183
−HK$10,004/mo
▼ 0.25% · 3.875%
HK$190,149
−HK$5,038/mo
Today · 4.125%
HK$195,187
baseline
▲ 0.50% · 4.625%
HK$205,476
+HK$10,289/mo
Deposit HK$4.06M · loan HK$36.50M · min. income ≈ HK$390,374/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$1,723,601 · Scale 2, in force from 26 Feb 2026)