LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,251
−HK$580/mo
▼ 0.25% · 3.875%
HK$9,538
−HK$293/mo
Today · 4.125%
HK$9,831
baseline
▲ 0.50% · 4.625%
HK$10,429
+HK$598/mo
Deposit HK$2.03M · loan HK$2.03M · min. income ≈ HK$19,662/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$11,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,291
−HK$556/mo
▼ 0.25% · 3.875%
HK$10,567
−HK$280/mo
Today · 4.125%
HK$10,847
baseline
▲ 0.50% · 4.625%
HK$11,419
+HK$572/mo
Deposit HK$2.03M · loan HK$2.03M · min. income ≈ HK$21,694/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$11,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,101
−HK$696/mo
▼ 0.25% · 3.875%
HK$11,446
−HK$351/mo
Today · 4.125%
HK$11,797
baseline
▲ 0.50% · 4.625%
HK$12,515
+HK$718/mo
Deposit HK$1.62M · loan HK$2.43M · min. income ≈ HK$23,594/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$11,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,349
−HK$668/mo
▼ 0.25% · 3.875%
HK$12,681
−HK$336/mo
Today · 4.125%
HK$13,017
baseline
▲ 0.50% · 4.625%
HK$13,703
+HK$686/mo
Deposit HK$1.62M · loan HK$2.43M · min. income ≈ HK$26,034/mo (50% DSR)
Upfront cash ≈ HK$1.63M (deposit + AVD stamp duty HK$11,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,951
−HK$812/mo
▼ 0.25% · 3.875%
HK$13,354
−HK$409/mo
Today · 4.125%
HK$13,763
baseline
▲ 0.50% · 4.625%
HK$14,600
+HK$837/mo
Deposit HK$1.22M · loan HK$2.84M · min. income ≈ HK$27,526/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$11,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,408
−HK$778/mo
▼ 0.25% · 3.875%
HK$14,794
−HK$392/mo
Today · 4.125%
HK$15,186
baseline
▲ 0.50% · 4.625%
HK$15,987
+HK$801/mo
Deposit HK$1.22M · loan HK$2.84M · min. income ≈ HK$30,372/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$11,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,651
−HK$1,044/mo
▼ 0.25% · 3.875%
HK$17,169
−HK$526/mo
Today · 4.125%
HK$17,695
baseline
▲ 0.50% · 4.625%
HK$18,772
+HK$1,077/mo
Deposit HK$406K · loan HK$3.65M · min. income ≈ HK$35,390/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$11,465 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,524
−HK$1,001/mo
▼ 0.25% · 3.875%
HK$19,021
−HK$504/mo
Today · 4.125%
HK$19,525
baseline
▲ 0.50% · 4.625%
HK$20,554
+HK$1,029/mo
Deposit HK$406K · loan HK$3.65M · min. income ≈ HK$39,050/mo (50% DSR)
Upfront cash ≈ HK$417K (deposit + AVD stamp duty HK$11,465 · Scale 2, in force from 26 Feb 2026)