LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,512
−HK$5,801/mo
▼ 0.25% · 3.875%
HK$95,389
−HK$2,924/mo
Today · 4.125%
HK$98,313
baseline
▲ 0.50% · 4.625%
HK$104,295
+HK$5,982/mo
Deposit HK$20.29M · loan HK$20.29M · min. income ≈ HK$196,626/mo (50% DSR)
Upfront cash ≈ HK$22.01M (deposit + AVD stamp duty HK$1,724,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,918
−HK$5,561/mo
▼ 0.25% · 3.875%
HK$105,678
−HK$2,801/mo
Today · 4.125%
HK$108,479
baseline
▲ 0.50% · 4.625%
HK$114,197
+HK$5,718/mo
Deposit HK$20.29M · loan HK$20.29M · min. income ≈ HK$216,958/mo (50% DSR)
Upfront cash ≈ HK$22.01M (deposit + AVD stamp duty HK$1,724,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,014
−HK$6,961/mo
▼ 0.25% · 3.875%
HK$114,467
−HK$3,508/mo
Today · 4.125%
HK$117,975
baseline
▲ 0.50% · 4.625%
HK$125,154
+HK$7,179/mo
Deposit HK$16.23M · loan HK$24.34M · min. income ≈ HK$235,950/mo (50% DSR)
Upfront cash ≈ HK$17.95M (deposit + AVD stamp duty HK$1,724,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,502
−HK$6,672/mo
▼ 0.25% · 3.875%
HK$126,814
−HK$3,360/mo
Today · 4.125%
HK$130,174
baseline
▲ 0.50% · 4.625%
HK$137,036
+HK$6,862/mo
Deposit HK$16.23M · loan HK$24.34M · min. income ≈ HK$260,348/mo (50% DSR)
Upfront cash ≈ HK$17.95M (deposit + AVD stamp duty HK$1,724,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,516
−HK$8,122/mo
▼ 0.25% · 3.875%
HK$133,545
−HK$4,093/mo
Today · 4.125%
HK$137,638
baseline
▲ 0.50% · 4.625%
HK$146,013
+HK$8,375/mo
Deposit HK$12.17M · loan HK$28.40M · min. income ≈ HK$275,276/mo (50% DSR)
Upfront cash ≈ HK$13.90M (deposit + AVD stamp duty HK$1,724,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,086
−HK$7,784/mo
▼ 0.25% · 3.875%
HK$147,950
−HK$3,920/mo
Today · 4.125%
HK$151,870
baseline
▲ 0.50% · 4.625%
HK$159,875
+HK$8,005/mo
Deposit HK$12.17M · loan HK$28.40M · min. income ≈ HK$303,740/mo (50% DSR)
Upfront cash ≈ HK$13.90M (deposit + AVD stamp duty HK$1,724,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,521
−HK$10,442/mo
▼ 0.25% · 3.875%
HK$171,701
−HK$5,262/mo
Today · 4.125%
HK$176,963
baseline
▲ 0.50% · 4.625%
HK$187,731
+HK$10,768/mo
Deposit HK$4.06M · loan HK$36.51M · min. income ≈ HK$353,926/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$1,724,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,253
−HK$10,008/mo
▼ 0.25% · 3.875%
HK$190,221
−HK$5,040/mo
Today · 4.125%
HK$195,261
baseline
▲ 0.50% · 4.625%
HK$205,554
+HK$10,293/mo
Deposit HK$4.06M · loan HK$36.51M · min. income ≈ HK$390,522/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$1,724,255 · Scale 2, in force from 26 Feb 2026)