LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,519
−HK$5,801/mo
▼ 0.25% · 3.875%
HK$95,397
−HK$2,923/mo
Today · 4.125%
HK$98,320
baseline
▲ 0.50% · 4.625%
HK$104,303
+HK$5,983/mo
Deposit HK$20.29M · loan HK$20.29M · min. income ≈ HK$196,640/mo (50% DSR)
Upfront cash ≈ HK$22.01M (deposit + AVD stamp duty HK$1,724,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,926
−HK$5,561/mo
▼ 0.25% · 3.875%
HK$105,687
−HK$2,800/mo
Today · 4.125%
HK$108,487
baseline
▲ 0.50% · 4.625%
HK$114,205
+HK$5,718/mo
Deposit HK$20.29M · loan HK$20.29M · min. income ≈ HK$216,974/mo (50% DSR)
Upfront cash ≈ HK$22.01M (deposit + AVD stamp duty HK$1,724,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,022
−HK$6,963/mo
▼ 0.25% · 3.875%
HK$114,476
−HK$3,509/mo
Today · 4.125%
HK$117,985
baseline
▲ 0.50% · 4.625%
HK$125,164
+HK$7,179/mo
Deposit HK$16.23M · loan HK$24.34M · min. income ≈ HK$235,970/mo (50% DSR)
Upfront cash ≈ HK$17.95M (deposit + AVD stamp duty HK$1,724,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,511
−HK$6,673/mo
▼ 0.25% · 3.875%
HK$126,824
−HK$3,360/mo
Today · 4.125%
HK$130,184
baseline
▲ 0.50% · 4.625%
HK$137,047
+HK$6,863/mo
Deposit HK$16.23M · loan HK$24.34M · min. income ≈ HK$260,368/mo (50% DSR)
Upfront cash ≈ HK$17.95M (deposit + AVD stamp duty HK$1,724,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,526
−HK$8,123/mo
▼ 0.25% · 3.875%
HK$133,555
−HK$4,094/mo
Today · 4.125%
HK$137,649
baseline
▲ 0.50% · 4.625%
HK$146,024
+HK$8,375/mo
Deposit HK$12.17M · loan HK$28.40M · min. income ≈ HK$275,298/mo (50% DSR)
Upfront cash ≈ HK$13.90M (deposit + AVD stamp duty HK$1,724,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,097
−HK$7,785/mo
▼ 0.25% · 3.875%
HK$147,961
−HK$3,921/mo
Today · 4.125%
HK$151,882
baseline
▲ 0.50% · 4.625%
HK$159,888
+HK$8,006/mo
Deposit HK$12.17M · loan HK$28.40M · min. income ≈ HK$303,764/mo (50% DSR)
Upfront cash ≈ HK$13.90M (deposit + AVD stamp duty HK$1,724,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,534
−HK$10,443/mo
▼ 0.25% · 3.875%
HK$171,714
−HK$5,263/mo
Today · 4.125%
HK$176,977
baseline
▲ 0.50% · 4.625%
HK$187,745
+HK$10,768/mo
Deposit HK$4.06M · loan HK$36.52M · min. income ≈ HK$353,954/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$1,724,388 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,267
−HK$10,009/mo
▼ 0.25% · 3.875%
HK$190,236
−HK$5,040/mo
Today · 4.125%
HK$195,276
baseline
▲ 0.50% · 4.625%
HK$205,570
+HK$10,294/mo
Deposit HK$4.06M · loan HK$36.52M · min. income ≈ HK$390,552/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$1,724,388 · Scale 2, in force from 26 Feb 2026)