LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,256
−HK$580/mo
▼ 0.25% · 3.875%
HK$9,544
−HK$292/mo
Today · 4.125%
HK$9,836
baseline
▲ 0.50% · 4.625%
HK$10,435
+HK$599/mo
Deposit HK$2.03M · loan HK$2.03M · min. income ≈ HK$19,672/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$11,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,297
−HK$556/mo
▼ 0.25% · 3.875%
HK$10,573
−HK$280/mo
Today · 4.125%
HK$10,853
baseline
▲ 0.50% · 4.625%
HK$11,425
+HK$572/mo
Deposit HK$2.03M · loan HK$2.03M · min. income ≈ HK$21,706/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$11,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,107
−HK$696/mo
▼ 0.25% · 3.875%
HK$11,452
−HK$351/mo
Today · 4.125%
HK$11,803
baseline
▲ 0.50% · 4.625%
HK$12,521
+HK$718/mo
Deposit HK$1.62M · loan HK$2.44M · min. income ≈ HK$23,606/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$11,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,356
−HK$668/mo
▼ 0.25% · 3.875%
HK$12,688
−HK$336/mo
Today · 4.125%
HK$13,024
baseline
▲ 0.50% · 4.625%
HK$13,710
+HK$686/mo
Deposit HK$1.62M · loan HK$2.44M · min. income ≈ HK$26,048/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$11,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,958
−HK$812/mo
▼ 0.25% · 3.875%
HK$13,361
−HK$409/mo
Today · 4.125%
HK$13,770
baseline
▲ 0.50% · 4.625%
HK$14,608
+HK$838/mo
Deposit HK$1.22M · loan HK$2.84M · min. income ≈ HK$27,540/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$11,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,416
−HK$778/mo
▼ 0.25% · 3.875%
HK$14,802
−HK$392/mo
Today · 4.125%
HK$15,194
baseline
▲ 0.50% · 4.625%
HK$15,995
+HK$801/mo
Deposit HK$1.22M · loan HK$2.84M · min. income ≈ HK$30,388/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$11,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,660
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$17,178
−HK$527/mo
Today · 4.125%
HK$17,705
baseline
▲ 0.50% · 4.625%
HK$18,782
+HK$1,077/mo
Deposit HK$406K · loan HK$3.65M · min. income ≈ HK$35,410/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$11,909 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,534
−HK$1,002/mo
▼ 0.25% · 3.875%
HK$19,031
−HK$505/mo
Today · 4.125%
HK$19,536
baseline
▲ 0.50% · 4.625%
HK$20,565
+HK$1,029/mo
Deposit HK$406K · loan HK$3.65M · min. income ≈ HK$39,072/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$11,909 · Scale 2, in force from 26 Feb 2026)