LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,560
−HK$5,804/mo
▼ 0.25% · 3.875%
HK$95,439
−HK$2,925/mo
Today · 4.125%
HK$98,364
baseline
▲ 0.50% · 4.625%
HK$104,349
+HK$5,985/mo
Deposit HK$20.30M · loan HK$20.30M · min. income ≈ HK$196,728/mo (50% DSR)
Upfront cash ≈ HK$22.02M (deposit + AVD stamp duty HK$1,725,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,972
−HK$5,563/mo
▼ 0.25% · 3.875%
HK$105,733
−HK$2,802/mo
Today · 4.125%
HK$108,535
baseline
▲ 0.50% · 4.625%
HK$114,256
+HK$5,721/mo
Deposit HK$20.30M · loan HK$20.30M · min. income ≈ HK$217,070/mo (50% DSR)
Upfront cash ≈ HK$22.02M (deposit + AVD stamp duty HK$1,725,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,072
−HK$6,965/mo
▼ 0.25% · 3.875%
HK$114,527
−HK$3,510/mo
Today · 4.125%
HK$118,037
baseline
▲ 0.50% · 4.625%
HK$125,219
+HK$7,182/mo
Deposit HK$16.24M · loan HK$24.36M · min. income ≈ HK$236,074/mo (50% DSR)
Upfront cash ≈ HK$17.96M (deposit + AVD stamp duty HK$1,725,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,566
−HK$6,676/mo
▼ 0.25% · 3.875%
HK$126,880
−HK$3,362/mo
Today · 4.125%
HK$130,242
baseline
▲ 0.50% · 4.625%
HK$137,107
+HK$6,865/mo
Deposit HK$16.24M · loan HK$24.36M · min. income ≈ HK$260,484/mo (50% DSR)
Upfront cash ≈ HK$17.96M (deposit + AVD stamp duty HK$1,725,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,583
−HK$8,127/mo
▼ 0.25% · 3.875%
HK$133,614
−HK$4,096/mo
Today · 4.125%
HK$137,710
baseline
▲ 0.50% · 4.625%
HK$146,089
+HK$8,379/mo
Deposit HK$12.18M · loan HK$28.41M · min. income ≈ HK$275,420/mo (50% DSR)
Upfront cash ≈ HK$13.90M (deposit + AVD stamp duty HK$1,725,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,160
−HK$7,789/mo
▼ 0.25% · 3.875%
HK$148,027
−HK$3,922/mo
Today · 4.125%
HK$151,949
baseline
▲ 0.50% · 4.625%
HK$159,958
+HK$8,009/mo
Deposit HK$12.18M · loan HK$28.41M · min. income ≈ HK$303,898/mo (50% DSR)
Upfront cash ≈ HK$13.90M (deposit + AVD stamp duty HK$1,725,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,607
−HK$10,448/mo
▼ 0.25% · 3.875%
HK$171,790
−HK$5,265/mo
Today · 4.125%
HK$177,055
baseline
▲ 0.50% · 4.625%
HK$187,828
+HK$10,773/mo
Deposit HK$4.06M · loan HK$36.53M · min. income ≈ HK$354,110/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$1,725,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,349
−HK$10,014/mo
▼ 0.25% · 3.875%
HK$190,320
−HK$5,043/mo
Today · 4.125%
HK$195,363
baseline
▲ 0.50% · 4.625%
HK$205,661
+HK$10,298/mo
Deposit HK$4.06M · loan HK$36.53M · min. income ≈ HK$390,726/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$1,725,150 · Scale 2, in force from 26 Feb 2026)