LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,561
−HK$5,804/mo
▼ 0.25% · 3.875%
HK$95,440
−HK$2,925/mo
Today · 4.125%
HK$98,365
baseline
▲ 0.50% · 4.625%
HK$104,351
+HK$5,986/mo
Deposit HK$20.30M · loan HK$20.30M · min. income ≈ HK$196,730/mo (50% DSR)
Upfront cash ≈ HK$22.02M (deposit + AVD stamp duty HK$1,725,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,973
−HK$5,563/mo
▼ 0.25% · 3.875%
HK$105,735
−HK$2,801/mo
Today · 4.125%
HK$108,536
baseline
▲ 0.50% · 4.625%
HK$114,258
+HK$5,722/mo
Deposit HK$20.30M · loan HK$20.30M · min. income ≈ HK$217,072/mo (50% DSR)
Upfront cash ≈ HK$22.02M (deposit + AVD stamp duty HK$1,725,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,073
−HK$6,965/mo
▼ 0.25% · 3.875%
HK$114,528
−HK$3,510/mo
Today · 4.125%
HK$118,038
baseline
▲ 0.50% · 4.625%
HK$125,221
+HK$7,183/mo
Deposit HK$16.24M · loan HK$24.36M · min. income ≈ HK$236,076/mo (50% DSR)
Upfront cash ≈ HK$17.96M (deposit + AVD stamp duty HK$1,725,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,568
−HK$6,676/mo
▼ 0.25% · 3.875%
HK$126,882
−HK$3,362/mo
Today · 4.125%
HK$130,244
baseline
▲ 0.50% · 4.625%
HK$137,109
+HK$6,865/mo
Deposit HK$16.24M · loan HK$24.36M · min. income ≈ HK$260,488/mo (50% DSR)
Upfront cash ≈ HK$17.96M (deposit + AVD stamp duty HK$1,725,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,585
−HK$8,126/mo
▼ 0.25% · 3.875%
HK$133,616
−HK$4,095/mo
Today · 4.125%
HK$137,711
baseline
▲ 0.50% · 4.625%
HK$146,091
+HK$8,380/mo
Deposit HK$12.18M · loan HK$28.41M · min. income ≈ HK$275,422/mo (50% DSR)
Upfront cash ≈ HK$13.90M (deposit + AVD stamp duty HK$1,725,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,162
−HK$7,789/mo
▼ 0.25% · 3.875%
HK$148,029
−HK$3,922/mo
Today · 4.125%
HK$151,951
baseline
▲ 0.50% · 4.625%
HK$159,961
+HK$8,010/mo
Deposit HK$12.18M · loan HK$28.41M · min. income ≈ HK$303,902/mo (50% DSR)
Upfront cash ≈ HK$13.90M (deposit + AVD stamp duty HK$1,725,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,610
−HK$10,448/mo
▼ 0.25% · 3.875%
HK$171,792
−HK$5,266/mo
Today · 4.125%
HK$177,058
baseline
▲ 0.50% · 4.625%
HK$187,831
+HK$10,773/mo
Deposit HK$4.06M · loan HK$36.53M · min. income ≈ HK$354,116/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$1,725,175 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,352
−HK$10,014/mo
▼ 0.25% · 3.875%
HK$190,323
−HK$5,043/mo
Today · 4.125%
HK$195,366
baseline
▲ 0.50% · 4.625%
HK$205,664
+HK$10,298/mo
Deposit HK$4.06M · loan HK$36.53M · min. income ≈ HK$390,732/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$1,725,175 · Scale 2, in force from 26 Feb 2026)