LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,566
−HK$5,805/mo
▼ 0.25% · 3.875%
HK$95,445
−HK$2,926/mo
Today · 4.125%
HK$98,371
baseline
▲ 0.50% · 4.625%
HK$104,356
+HK$5,985/mo
Deposit HK$20.30M · loan HK$20.30M · min. income ≈ HK$196,742/mo (50% DSR)
Upfront cash ≈ HK$22.02M (deposit + AVD stamp duty HK$1,725,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,979
−HK$5,563/mo
▼ 0.25% · 3.875%
HK$105,740
−HK$2,802/mo
Today · 4.125%
HK$108,542
baseline
▲ 0.50% · 4.625%
HK$114,264
+HK$5,722/mo
Deposit HK$20.30M · loan HK$20.30M · min. income ≈ HK$217,084/mo (50% DSR)
Upfront cash ≈ HK$22.02M (deposit + AVD stamp duty HK$1,725,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,079
−HK$6,966/mo
▼ 0.25% · 3.875%
HK$114,534
−HK$3,511/mo
Today · 4.125%
HK$118,045
baseline
▲ 0.50% · 4.625%
HK$125,227
+HK$7,182/mo
Deposit HK$16.24M · loan HK$24.36M · min. income ≈ HK$236,090/mo (50% DSR)
Upfront cash ≈ HK$17.96M (deposit + AVD stamp duty HK$1,725,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,574
−HK$6,677/mo
▼ 0.25% · 3.875%
HK$126,889
−HK$3,362/mo
Today · 4.125%
HK$130,251
baseline
▲ 0.50% · 4.625%
HK$137,116
+HK$6,865/mo
Deposit HK$16.24M · loan HK$24.36M · min. income ≈ HK$260,502/mo (50% DSR)
Upfront cash ≈ HK$17.96M (deposit + AVD stamp duty HK$1,725,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,592
−HK$8,127/mo
▼ 0.25% · 3.875%
HK$133,623
−HK$4,096/mo
Today · 4.125%
HK$137,719
baseline
▲ 0.50% · 4.625%
HK$146,099
+HK$8,380/mo
Deposit HK$12.18M · loan HK$28.42M · min. income ≈ HK$275,438/mo (50% DSR)
Upfront cash ≈ HK$13.90M (deposit + AVD stamp duty HK$1,725,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,170
−HK$7,789/mo
▼ 0.25% · 3.875%
HK$148,037
−HK$3,922/mo
Today · 4.125%
HK$151,959
baseline
▲ 0.50% · 4.625%
HK$159,969
+HK$8,010/mo
Deposit HK$12.18M · loan HK$28.42M · min. income ≈ HK$303,918/mo (50% DSR)
Upfront cash ≈ HK$13.90M (deposit + AVD stamp duty HK$1,725,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,619
−HK$10,448/mo
▼ 0.25% · 3.875%
HK$171,801
−HK$5,266/mo
Today · 4.125%
HK$177,067
baseline
▲ 0.50% · 4.625%
HK$187,841
+HK$10,774/mo
Deposit HK$4.06M · loan HK$36.54M · min. income ≈ HK$354,134/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$1,725,268 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,362
−HK$10,014/mo
▼ 0.25% · 3.875%
HK$190,333
−HK$5,043/mo
Today · 4.125%
HK$195,376
baseline
▲ 0.50% · 4.625%
HK$205,675
+HK$10,299/mo
Deposit HK$4.06M · loan HK$36.54M · min. income ≈ HK$390,752/mo (50% DSR)
Upfront cash ≈ HK$5.78M (deposit + AVD stamp duty HK$1,725,268 · Scale 2, in force from 26 Feb 2026)