LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,582
−HK$5,805/mo
▼ 0.25% · 3.875%
HK$95,462
−HK$2,925/mo
Today · 4.125%
HK$98,387
baseline
▲ 0.50% · 4.625%
HK$104,374
+HK$5,987/mo
Deposit HK$20.30M · loan HK$20.30M · min. income ≈ HK$196,774/mo (50% DSR)
Upfront cash ≈ HK$22.03M (deposit + AVD stamp duty HK$1,725,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,996
−HK$5,565/mo
▼ 0.25% · 3.875%
HK$105,759
−HK$2,802/mo
Today · 4.125%
HK$108,561
baseline
▲ 0.50% · 4.625%
HK$114,283
+HK$5,722/mo
Deposit HK$20.30M · loan HK$20.30M · min. income ≈ HK$217,122/mo (50% DSR)
Upfront cash ≈ HK$22.03M (deposit + AVD stamp duty HK$1,725,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,098
−HK$6,967/mo
▼ 0.25% · 3.875%
HK$114,554
−HK$3,511/mo
Today · 4.125%
HK$118,065
baseline
▲ 0.50% · 4.625%
HK$125,249
+HK$7,184/mo
Deposit HK$16.24M · loan HK$24.36M · min. income ≈ HK$236,130/mo (50% DSR)
Upfront cash ≈ HK$17.97M (deposit + AVD stamp duty HK$1,725,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,596
−HK$6,677/mo
▼ 0.25% · 3.875%
HK$126,910
−HK$3,363/mo
Today · 4.125%
HK$130,273
baseline
▲ 0.50% · 4.625%
HK$137,140
+HK$6,867/mo
Deposit HK$16.24M · loan HK$24.36M · min. income ≈ HK$260,546/mo (50% DSR)
Upfront cash ≈ HK$17.97M (deposit + AVD stamp duty HK$1,725,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,615
−HK$8,127/mo
▼ 0.25% · 3.875%
HK$133,646
−HK$4,096/mo
Today · 4.125%
HK$137,742
baseline
▲ 0.50% · 4.625%
HK$146,124
+HK$8,382/mo
Deposit HK$12.18M · loan HK$28.42M · min. income ≈ HK$275,484/mo (50% DSR)
Upfront cash ≈ HK$13.91M (deposit + AVD stamp duty HK$1,725,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,195
−HK$7,790/mo
▼ 0.25% · 3.875%
HK$148,062
−HK$3,923/mo
Today · 4.125%
HK$151,985
baseline
▲ 0.50% · 4.625%
HK$159,997
+HK$8,012/mo
Deposit HK$12.18M · loan HK$28.42M · min. income ≈ HK$303,970/mo (50% DSR)
Upfront cash ≈ HK$13.91M (deposit + AVD stamp duty HK$1,725,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,647
−HK$10,450/mo
▼ 0.25% · 3.875%
HK$171,831
−HK$5,266/mo
Today · 4.125%
HK$177,097
baseline
▲ 0.50% · 4.625%
HK$187,873
+HK$10,776/mo
Deposit HK$4.06M · loan HK$36.54M · min. income ≈ HK$354,194/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$1,725,564 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,393
−HK$10,017/mo
▼ 0.25% · 3.875%
HK$190,366
−HK$5,044/mo
Today · 4.125%
HK$195,410
baseline
▲ 0.50% · 4.625%
HK$205,710
+HK$10,300/mo
Deposit HK$4.06M · loan HK$36.54M · min. income ≈ HK$390,820/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$1,725,564 · Scale 2, in force from 26 Feb 2026)