LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,258
−HK$581/mo
▼ 0.25% · 3.875%
HK$9,546
−HK$293/mo
Today · 4.125%
HK$9,839
baseline
▲ 0.50% · 4.625%
HK$10,437
+HK$598/mo
Deposit HK$2.03M · loan HK$2.03M · min. income ≈ HK$19,678/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$12,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,300
−HK$556/mo
▼ 0.25% · 3.875%
HK$10,576
−HK$280/mo
Today · 4.125%
HK$10,856
baseline
▲ 0.50% · 4.625%
HK$11,428
+HK$572/mo
Deposit HK$2.03M · loan HK$2.03M · min. income ≈ HK$21,712/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$12,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,110
−HK$697/mo
▼ 0.25% · 3.875%
HK$11,455
−HK$352/mo
Today · 4.125%
HK$11,807
baseline
▲ 0.50% · 4.625%
HK$12,525
+HK$718/mo
Deposit HK$1.62M · loan HK$2.44M · min. income ≈ HK$23,614/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$12,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,360
−HK$667/mo
▼ 0.25% · 3.875%
HK$12,691
−HK$336/mo
Today · 4.125%
HK$13,027
baseline
▲ 0.50% · 4.625%
HK$13,714
+HK$687/mo
Deposit HK$1.62M · loan HK$2.44M · min. income ≈ HK$26,054/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$12,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,962
−HK$812/mo
▼ 0.25% · 3.875%
HK$13,365
−HK$409/mo
Today · 4.125%
HK$13,774
baseline
▲ 0.50% · 4.625%
HK$14,612
+HK$838/mo
Deposit HK$1.22M · loan HK$2.84M · min. income ≈ HK$27,548/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$12,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,420
−HK$779/mo
▼ 0.25% · 3.875%
HK$14,806
−HK$393/mo
Today · 4.125%
HK$15,199
baseline
▲ 0.50% · 4.625%
HK$16,000
+HK$801/mo
Deposit HK$1.22M · loan HK$2.84M · min. income ≈ HK$30,398/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$12,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,665
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$17,183
−HK$527/mo
Today · 4.125%
HK$17,710
baseline
▲ 0.50% · 4.625%
HK$18,787
+HK$1,077/mo
Deposit HK$406K · loan HK$3.65M · min. income ≈ HK$35,420/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$12,134 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,539
−HK$1,002/mo
▼ 0.25% · 3.875%
HK$19,037
−HK$504/mo
Today · 4.125%
HK$19,541
baseline
▲ 0.50% · 4.625%
HK$20,571
+HK$1,030/mo
Deposit HK$406K · loan HK$3.65M · min. income ≈ HK$39,082/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$12,134 · Scale 2, in force from 26 Feb 2026)