LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,588
−HK$5,806/mo
▼ 0.25% · 3.875%
HK$95,468
−HK$2,926/mo
Today · 4.125%
HK$98,394
baseline
▲ 0.50% · 4.625%
HK$104,381
+HK$5,987/mo
Deposit HK$20.30M · loan HK$20.30M · min. income ≈ HK$196,788/mo (50% DSR)
Upfront cash ≈ HK$22.03M (deposit + AVD stamp duty HK$1,725,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,003
−HK$5,565/mo
▼ 0.25% · 3.875%
HK$105,766
−HK$2,802/mo
Today · 4.125%
HK$108,568
baseline
▲ 0.50% · 4.625%
HK$114,291
+HK$5,723/mo
Deposit HK$20.30M · loan HK$20.30M · min. income ≈ HK$217,136/mo (50% DSR)
Upfront cash ≈ HK$22.03M (deposit + AVD stamp duty HK$1,725,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,106
−HK$6,967/mo
▼ 0.25% · 3.875%
HK$114,562
−HK$3,511/mo
Today · 4.125%
HK$118,073
baseline
▲ 0.50% · 4.625%
HK$125,257
+HK$7,184/mo
Deposit HK$16.24M · loan HK$24.36M · min. income ≈ HK$236,146/mo (50% DSR)
Upfront cash ≈ HK$17.97M (deposit + AVD stamp duty HK$1,725,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,604
−HK$6,678/mo
▼ 0.25% · 3.875%
HK$126,919
−HK$3,363/mo
Today · 4.125%
HK$130,282
baseline
▲ 0.50% · 4.625%
HK$137,149
+HK$6,867/mo
Deposit HK$16.24M · loan HK$24.36M · min. income ≈ HK$260,564/mo (50% DSR)
Upfront cash ≈ HK$17.97M (deposit + AVD stamp duty HK$1,725,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,623
−HK$8,129/mo
▼ 0.25% · 3.875%
HK$133,655
−HK$4,097/mo
Today · 4.125%
HK$137,752
baseline
▲ 0.50% · 4.625%
HK$146,134
+HK$8,382/mo
Deposit HK$12.18M · loan HK$28.42M · min. income ≈ HK$275,504/mo (50% DSR)
Upfront cash ≈ HK$13.91M (deposit + AVD stamp duty HK$1,725,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,204
−HK$7,791/mo
▼ 0.25% · 3.875%
HK$148,072
−HK$3,923/mo
Today · 4.125%
HK$151,995
baseline
▲ 0.50% · 4.625%
HK$160,007
+HK$8,012/mo
Deposit HK$12.18M · loan HK$28.42M · min. income ≈ HK$303,990/mo (50% DSR)
Upfront cash ≈ HK$13.91M (deposit + AVD stamp duty HK$1,725,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,658
−HK$10,451/mo
▼ 0.25% · 3.875%
HK$171,842
−HK$5,267/mo
Today · 4.125%
HK$177,109
baseline
▲ 0.50% · 4.625%
HK$187,886
+HK$10,777/mo
Deposit HK$4.06M · loan HK$36.54M · min. income ≈ HK$354,218/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$1,725,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,406
−HK$10,017/mo
▼ 0.25% · 3.875%
HK$190,378
−HK$5,045/mo
Today · 4.125%
HK$195,423
baseline
▲ 0.50% · 4.625%
HK$205,724
+HK$10,301/mo
Deposit HK$4.06M · loan HK$36.54M · min. income ≈ HK$390,846/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$1,725,678 · Scale 2, in force from 26 Feb 2026)