LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,260
−HK$580/mo
▼ 0.25% · 3.875%
HK$9,548
−HK$292/mo
Today · 4.125%
HK$9,840
baseline
▲ 0.50% · 4.625%
HK$10,439
+HK$599/mo
Deposit HK$2.03M · loan HK$2.03M · min. income ≈ HK$19,680/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$12,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,301
−HK$557/mo
▼ 0.25% · 3.875%
HK$10,578
−HK$280/mo
Today · 4.125%
HK$10,858
baseline
▲ 0.50% · 4.625%
HK$11,430
+HK$572/mo
Deposit HK$2.03M · loan HK$2.03M · min. income ≈ HK$21,716/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$12,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,112
−HK$696/mo
▼ 0.25% · 3.875%
HK$11,457
−HK$351/mo
Today · 4.125%
HK$11,808
baseline
▲ 0.50% · 4.625%
HK$12,527
+HK$719/mo
Deposit HK$1.62M · loan HK$2.44M · min. income ≈ HK$23,616/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$12,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,362
−HK$668/mo
▼ 0.25% · 3.875%
HK$12,693
−HK$337/mo
Today · 4.125%
HK$13,030
baseline
▲ 0.50% · 4.625%
HK$13,716
+HK$686/mo
Deposit HK$1.62M · loan HK$2.44M · min. income ≈ HK$26,060/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$12,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,964
−HK$813/mo
▼ 0.25% · 3.875%
HK$13,367
−HK$410/mo
Today · 4.125%
HK$13,777
baseline
▲ 0.50% · 4.625%
HK$14,615
+HK$838/mo
Deposit HK$1.22M · loan HK$2.84M · min. income ≈ HK$27,554/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$12,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,422
−HK$779/mo
▼ 0.25% · 3.875%
HK$14,809
−HK$392/mo
Today · 4.125%
HK$15,201
baseline
▲ 0.50% · 4.625%
HK$16,002
+HK$801/mo
Deposit HK$1.22M · loan HK$2.84M · min. income ≈ HK$30,402/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$12,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,668
−HK$1,045/mo
▼ 0.25% · 3.875%
HK$17,186
−HK$527/mo
Today · 4.125%
HK$17,713
baseline
▲ 0.50% · 4.625%
HK$18,791
+HK$1,078/mo
Deposit HK$406K · loan HK$3.65M · min. income ≈ HK$35,426/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$12,267 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,542
−HK$1,002/mo
▼ 0.25% · 3.875%
HK$19,040
−HK$504/mo
Today · 4.125%
HK$19,544
baseline
▲ 0.50% · 4.625%
HK$20,574
+HK$1,030/mo
Deposit HK$406K · loan HK$3.65M · min. income ≈ HK$39,088/mo (50% DSR)
Upfront cash ≈ HK$418K (deposit + AVD stamp duty HK$12,267 · Scale 2, in force from 26 Feb 2026)