LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,613
−HK$5,808/mo
▼ 0.25% · 3.875%
HK$95,494
−HK$2,927/mo
Today · 4.125%
HK$98,421
baseline
▲ 0.50% · 4.625%
HK$104,410
+HK$5,989/mo
Deposit HK$20.31M · loan HK$20.31M · min. income ≈ HK$196,842/mo (50% DSR)
Upfront cash ≈ HK$22.03M (deposit + AVD stamp duty HK$1,726,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,031
−HK$5,567/mo
▼ 0.25% · 3.875%
HK$105,795
−HK$2,803/mo
Today · 4.125%
HK$108,598
baseline
▲ 0.50% · 4.625%
HK$114,322
+HK$5,724/mo
Deposit HK$20.31M · loan HK$20.31M · min. income ≈ HK$217,196/mo (50% DSR)
Upfront cash ≈ HK$22.03M (deposit + AVD stamp duty HK$1,726,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,136
−HK$6,969/mo
▼ 0.25% · 3.875%
HK$114,593
−HK$3,512/mo
Today · 4.125%
HK$118,105
baseline
▲ 0.50% · 4.625%
HK$125,291
+HK$7,186/mo
Deposit HK$16.25M · loan HK$24.37M · min. income ≈ HK$236,210/mo (50% DSR)
Upfront cash ≈ HK$17.97M (deposit + AVD stamp duty HK$1,726,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,638
−HK$6,679/mo
▼ 0.25% · 3.875%
HK$126,953
−HK$3,364/mo
Today · 4.125%
HK$130,317
baseline
▲ 0.50% · 4.625%
HK$137,187
+HK$6,870/mo
Deposit HK$16.25M · loan HK$24.37M · min. income ≈ HK$260,634/mo (50% DSR)
Upfront cash ≈ HK$17.97M (deposit + AVD stamp duty HK$1,726,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,659
−HK$8,130/mo
▼ 0.25% · 3.875%
HK$133,692
−HK$4,097/mo
Today · 4.125%
HK$137,789
baseline
▲ 0.50% · 4.625%
HK$146,173
+HK$8,384/mo
Deposit HK$12.18M · loan HK$28.43M · min. income ≈ HK$275,578/mo (50% DSR)
Upfront cash ≈ HK$13.91M (deposit + AVD stamp duty HK$1,726,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,244
−HK$7,793/mo
▼ 0.25% · 3.875%
HK$148,112
−HK$3,925/mo
Today · 4.125%
HK$152,037
baseline
▲ 0.50% · 4.625%
HK$160,051
+HK$8,014/mo
Deposit HK$12.18M · loan HK$28.43M · min. income ≈ HK$304,074/mo (50% DSR)
Upfront cash ≈ HK$13.91M (deposit + AVD stamp duty HK$1,726,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,704
−HK$10,454/mo
▼ 0.25% · 3.875%
HK$171,889
−HK$5,269/mo
Today · 4.125%
HK$177,158
baseline
▲ 0.50% · 4.625%
HK$187,937
+HK$10,779/mo
Deposit HK$4.06M · loan HK$36.55M · min. income ≈ HK$354,316/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$1,726,149 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,456
−HK$10,020/mo
▼ 0.25% · 3.875%
HK$190,430
−HK$5,046/mo
Today · 4.125%
HK$195,476
baseline
▲ 0.50% · 4.625%
HK$205,780
+HK$10,304/mo
Deposit HK$4.06M · loan HK$36.55M · min. income ≈ HK$390,952/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$1,726,149 · Scale 2, in force from 26 Feb 2026)