LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,629
−HK$5,809/mo
▼ 0.25% · 3.875%
HK$95,510
−HK$2,928/mo
Today · 4.125%
HK$98,438
baseline
▲ 0.50% · 4.625%
HK$104,428
+HK$5,990/mo
Deposit HK$20.31M · loan HK$20.31M · min. income ≈ HK$196,876/mo (50% DSR)
Upfront cash ≈ HK$22.04M (deposit + AVD stamp duty HK$1,726,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,049
−HK$5,567/mo
▼ 0.25% · 3.875%
HK$105,813
−HK$2,803/mo
Today · 4.125%
HK$108,616
baseline
▲ 0.50% · 4.625%
HK$114,342
+HK$5,726/mo
Deposit HK$20.31M · loan HK$20.31M · min. income ≈ HK$217,232/mo (50% DSR)
Upfront cash ≈ HK$22.04M (deposit + AVD stamp duty HK$1,726,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,155
−HK$6,970/mo
▼ 0.25% · 3.875%
HK$114,613
−HK$3,512/mo
Today · 4.125%
HK$118,125
baseline
▲ 0.50% · 4.625%
HK$125,313
+HK$7,188/mo
Deposit HK$16.25M · loan HK$24.37M · min. income ≈ HK$236,250/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,726,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,659
−HK$6,681/mo
▼ 0.25% · 3.875%
HK$126,975
−HK$3,365/mo
Today · 4.125%
HK$130,340
baseline
▲ 0.50% · 4.625%
HK$137,210
+HK$6,870/mo
Deposit HK$16.25M · loan HK$24.37M · min. income ≈ HK$260,680/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,726,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,681
−HK$8,132/mo
▼ 0.25% · 3.875%
HK$133,715
−HK$4,098/mo
Today · 4.125%
HK$137,813
baseline
▲ 0.50% · 4.625%
HK$146,199
+HK$8,386/mo
Deposit HK$12.19M · loan HK$28.44M · min. income ≈ HK$275,626/mo (50% DSR)
Upfront cash ≈ HK$13.91M (deposit + AVD stamp duty HK$1,726,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,269
−HK$7,794/mo
▼ 0.25% · 3.875%
HK$148,138
−HK$3,925/mo
Today · 4.125%
HK$152,063
baseline
▲ 0.50% · 4.625%
HK$160,078
+HK$8,015/mo
Deposit HK$12.19M · loan HK$28.44M · min. income ≈ HK$304,126/mo (50% DSR)
Upfront cash ≈ HK$13.91M (deposit + AVD stamp duty HK$1,726,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,733
−HK$10,455/mo
▼ 0.25% · 3.875%
HK$171,919
−HK$5,269/mo
Today · 4.125%
HK$177,188
baseline
▲ 0.50% · 4.625%
HK$187,970
+HK$10,782/mo
Deposit HK$4.06M · loan HK$36.56M · min. income ≈ HK$354,376/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$1,726,447 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,488
−HK$10,022/mo
▼ 0.25% · 3.875%
HK$190,463
−HK$5,047/mo
Today · 4.125%
HK$195,510
baseline
▲ 0.50% · 4.625%
HK$205,815
+HK$10,305/mo
Deposit HK$4.06M · loan HK$36.56M · min. income ≈ HK$391,020/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$1,726,447 · Scale 2, in force from 26 Feb 2026)