LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,634
−HK$5,809/mo
▼ 0.25% · 3.875%
HK$95,516
−HK$2,927/mo
Today · 4.125%
HK$98,443
baseline
▲ 0.50% · 4.625%
HK$104,433
+HK$5,990/mo
Deposit HK$20.31M · loan HK$20.31M · min. income ≈ HK$196,886/mo (50% DSR)
Upfront cash ≈ HK$22.04M (deposit + AVD stamp duty HK$1,726,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,055
−HK$5,567/mo
▼ 0.25% · 3.875%
HK$105,818
−HK$2,804/mo
Today · 4.125%
HK$108,622
baseline
▲ 0.50% · 4.625%
HK$114,348
+HK$5,726/mo
Deposit HK$20.31M · loan HK$20.31M · min. income ≈ HK$217,244/mo (50% DSR)
Upfront cash ≈ HK$22.04M (deposit + AVD stamp duty HK$1,726,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,161
−HK$6,971/mo
▼ 0.25% · 3.875%
HK$114,619
−HK$3,513/mo
Today · 4.125%
HK$118,132
baseline
▲ 0.50% · 4.625%
HK$125,320
+HK$7,188/mo
Deposit HK$16.25M · loan HK$24.37M · min. income ≈ HK$236,264/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,726,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,665
−HK$6,682/mo
▼ 0.25% · 3.875%
HK$126,982
−HK$3,365/mo
Today · 4.125%
HK$130,347
baseline
▲ 0.50% · 4.625%
HK$137,218
+HK$6,871/mo
Deposit HK$16.25M · loan HK$24.37M · min. income ≈ HK$260,694/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,726,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,688
−HK$8,132/mo
▼ 0.25% · 3.875%
HK$133,722
−HK$4,098/mo
Today · 4.125%
HK$137,820
baseline
▲ 0.50% · 4.625%
HK$146,206
+HK$8,386/mo
Deposit HK$12.19M · loan HK$28.44M · min. income ≈ HK$275,640/mo (50% DSR)
Upfront cash ≈ HK$13.91M (deposit + AVD stamp duty HK$1,726,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,276
−HK$7,795/mo
▼ 0.25% · 3.875%
HK$148,146
−HK$3,925/mo
Today · 4.125%
HK$152,071
baseline
▲ 0.50% · 4.625%
HK$160,087
+HK$8,016/mo
Deposit HK$12.19M · loan HK$28.44M · min. income ≈ HK$304,142/mo (50% DSR)
Upfront cash ≈ HK$13.91M (deposit + AVD stamp duty HK$1,726,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,742
−HK$10,456/mo
▼ 0.25% · 3.875%
HK$171,928
−HK$5,270/mo
Today · 4.125%
HK$177,198
baseline
▲ 0.50% · 4.625%
HK$187,980
+HK$10,782/mo
Deposit HK$4.06M · loan HK$36.56M · min. income ≈ HK$354,396/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$1,726,540 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,498
−HK$10,022/mo
▼ 0.25% · 3.875%
HK$190,473
−HK$5,047/mo
Today · 4.125%
HK$195,520
baseline
▲ 0.50% · 4.625%
HK$205,826
+HK$10,306/mo
Deposit HK$4.06M · loan HK$36.56M · min. income ≈ HK$391,040/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$1,726,540 · Scale 2, in force from 26 Feb 2026)