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Mortgage Planner
Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.
HK$40.63M
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$129,695
−HK$8,133/mo
▼ 0.25% · 3.875%
HK$133,730
−HK$4,098/mo
Today · 4.125%
HK$137,828
baseline
▲ 0.50% · 4.625%
HK$146,215
+HK$8,387/mo
Deposit HK$12.19M · loan HK$28.44M · min. income ≈ HK$275,656/mo (50% DSR)
Upfront cash ≈ HK$13.91M (deposit + AVD stamp duty HK$1,726,639 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.