LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,265
−HK$581/mo
▼ 0.25% · 3.875%
HK$9,554
−HK$292/mo
Today · 4.125%
HK$9,846
baseline
▲ 0.50% · 4.625%
HK$10,446
+HK$600/mo
Deposit HK$2.03M · loan HK$2.03M · min. income ≈ HK$19,692/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$12,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,308
−HK$557/mo
▼ 0.25% · 3.875%
HK$10,584
−HK$281/mo
Today · 4.125%
HK$10,865
baseline
▲ 0.50% · 4.625%
HK$11,437
+HK$572/mo
Deposit HK$2.03M · loan HK$2.03M · min. income ≈ HK$21,730/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$12,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,118
−HK$698/mo
▼ 0.25% · 3.875%
HK$11,464
−HK$352/mo
Today · 4.125%
HK$11,816
baseline
▲ 0.50% · 4.625%
HK$12,535
+HK$719/mo
Deposit HK$1.63M · loan HK$2.44M · min. income ≈ HK$23,632/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$12,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,369
−HK$668/mo
▼ 0.25% · 3.875%
HK$12,701
−HK$336/mo
Today · 4.125%
HK$13,037
baseline
▲ 0.50% · 4.625%
HK$13,725
+HK$688/mo
Deposit HK$1.63M · loan HK$2.44M · min. income ≈ HK$26,074/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$12,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,972
−HK$813/mo
▼ 0.25% · 3.875%
HK$13,375
−HK$410/mo
Today · 4.125%
HK$13,785
baseline
▲ 0.50% · 4.625%
HK$14,624
+HK$839/mo
Deposit HK$1.22M · loan HK$2.84M · min. income ≈ HK$27,570/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$12,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,431
−HK$779/mo
▼ 0.25% · 3.875%
HK$14,818
−HK$392/mo
Today · 4.125%
HK$15,210
baseline
▲ 0.50% · 4.625%
HK$16,012
+HK$802/mo
Deposit HK$1.22M · loan HK$2.84M · min. income ≈ HK$30,420/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$12,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,678
−HK$1,046/mo
▼ 0.25% · 3.875%
HK$17,196
−HK$528/mo
Today · 4.125%
HK$17,724
baseline
▲ 0.50% · 4.625%
HK$18,802
+HK$1,078/mo
Deposit HK$406K · loan HK$3.66M · min. income ≈ HK$35,448/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$12,761 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,554
−HK$1,002/mo
▼ 0.25% · 3.875%
HK$19,051
−HK$505/mo
Today · 4.125%
HK$19,556
baseline
▲ 0.50% · 4.625%
HK$20,587
+HK$1,031/mo
Deposit HK$406K · loan HK$3.66M · min. income ≈ HK$39,112/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$12,761 · Scale 2, in force from 26 Feb 2026)