LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,669
−HK$5,811/mo
▼ 0.25% · 3.875%
HK$95,551
−HK$2,929/mo
Today · 4.125%
HK$98,480
baseline
▲ 0.50% · 4.625%
HK$104,472
+HK$5,992/mo
Deposit HK$20.32M · loan HK$20.32M · min. income ≈ HK$196,960/mo (50% DSR)
Upfront cash ≈ HK$22.05M (deposit + AVD stamp duty HK$1,727,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,093
−HK$5,570/mo
▼ 0.25% · 3.875%
HK$105,858
−HK$2,805/mo
Today · 4.125%
HK$108,663
baseline
▲ 0.50% · 4.625%
HK$114,391
+HK$5,728/mo
Deposit HK$20.32M · loan HK$20.32M · min. income ≈ HK$217,326/mo (50% DSR)
Upfront cash ≈ HK$22.05M (deposit + AVD stamp duty HK$1,727,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,203
−HK$6,973/mo
▼ 0.25% · 3.875%
HK$114,662
−HK$3,514/mo
Today · 4.125%
HK$118,176
baseline
▲ 0.50% · 4.625%
HK$125,367
+HK$7,191/mo
Deposit HK$16.26M · loan HK$24.38M · min. income ≈ HK$236,352/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,727,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,712
−HK$6,684/mo
▼ 0.25% · 3.875%
HK$127,030
−HK$3,366/mo
Today · 4.125%
HK$130,396
baseline
▲ 0.50% · 4.625%
HK$137,269
+HK$6,873/mo
Deposit HK$16.26M · loan HK$24.38M · min. income ≈ HK$260,792/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,727,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,737
−HK$8,135/mo
▼ 0.25% · 3.875%
HK$133,772
−HK$4,100/mo
Today · 4.125%
HK$137,872
baseline
▲ 0.50% · 4.625%
HK$146,261
+HK$8,389/mo
Deposit HK$12.19M · loan HK$28.45M · min. income ≈ HK$275,744/mo (50% DSR)
Upfront cash ≈ HK$13.92M (deposit + AVD stamp duty HK$1,727,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,331
−HK$7,797/mo
▼ 0.25% · 3.875%
HK$148,201
−HK$3,927/mo
Today · 4.125%
HK$152,128
baseline
▲ 0.50% · 4.625%
HK$160,147
+HK$8,019/mo
Deposit HK$12.19M · loan HK$28.45M · min. income ≈ HK$304,256/mo (50% DSR)
Upfront cash ≈ HK$13.92M (deposit + AVD stamp duty HK$1,727,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,804
−HK$10,460/mo
▼ 0.25% · 3.875%
HK$171,993
−HK$5,271/mo
Today · 4.125%
HK$177,264
baseline
▲ 0.50% · 4.625%
HK$188,050
+HK$10,786/mo
Deposit HK$4.06M · loan HK$36.58M · min. income ≈ HK$354,528/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$1,727,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,568
−HK$10,026/mo
▼ 0.25% · 3.875%
HK$190,545
−HK$5,049/mo
Today · 4.125%
HK$195,594
baseline
▲ 0.50% · 4.625%
HK$205,904
+HK$10,310/mo
Deposit HK$4.06M · loan HK$36.58M · min. income ≈ HK$391,188/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$1,727,188 · Scale 2, in force from 26 Feb 2026)