LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,268
−HK$581/mo
▼ 0.25% · 3.875%
HK$9,556
−HK$293/mo
Today · 4.125%
HK$9,849
baseline
▲ 0.50% · 4.625%
HK$10,448
+HK$599/mo
Deposit HK$2.03M · loan HK$2.03M · min. income ≈ HK$19,698/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$12,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,310
−HK$557/mo
▼ 0.25% · 3.875%
HK$10,587
−HK$280/mo
Today · 4.125%
HK$10,867
baseline
▲ 0.50% · 4.625%
HK$11,440
+HK$573/mo
Deposit HK$2.03M · loan HK$2.03M · min. income ≈ HK$21,734/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$12,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,121
−HK$698/mo
▼ 0.25% · 3.875%
HK$11,467
−HK$352/mo
Today · 4.125%
HK$11,819
baseline
▲ 0.50% · 4.625%
HK$12,538
+HK$719/mo
Deposit HK$1.63M · loan HK$2.44M · min. income ≈ HK$23,638/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$12,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,372
−HK$669/mo
▼ 0.25% · 3.875%
HK$12,704
−HK$337/mo
Today · 4.125%
HK$13,041
baseline
▲ 0.50% · 4.625%
HK$13,728
+HK$687/mo
Deposit HK$1.63M · loan HK$2.44M · min. income ≈ HK$26,082/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$12,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,975
−HK$813/mo
▼ 0.25% · 3.875%
HK$13,378
−HK$410/mo
Today · 4.125%
HK$13,788
baseline
▲ 0.50% · 4.625%
HK$14,627
+HK$839/mo
Deposit HK$1.22M · loan HK$2.84M · min. income ≈ HK$27,576/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$12,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,434
−HK$780/mo
▼ 0.25% · 3.875%
HK$14,821
−HK$393/mo
Today · 4.125%
HK$15,214
baseline
▲ 0.50% · 4.625%
HK$16,016
+HK$802/mo
Deposit HK$1.22M · loan HK$2.84M · min. income ≈ HK$30,428/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$12,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,682
−HK$1,046/mo
▼ 0.25% · 3.875%
HK$17,201
−HK$527/mo
Today · 4.125%
HK$17,728
baseline
▲ 0.50% · 4.625%
HK$18,806
+HK$1,078/mo
Deposit HK$406K · loan HK$3.66M · min. income ≈ HK$35,456/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$12,957 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,558
−HK$1,003/mo
▼ 0.25% · 3.875%
HK$19,056
−HK$505/mo
Today · 4.125%
HK$19,561
baseline
▲ 0.50% · 4.625%
HK$20,592
+HK$1,031/mo
Deposit HK$406K · loan HK$3.66M · min. income ≈ HK$39,122/mo (50% DSR)
Upfront cash ≈ HK$419K (deposit + AVD stamp duty HK$12,957 · Scale 2, in force from 26 Feb 2026)