LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,678
−HK$5,812/mo
▼ 0.25% · 3.875%
HK$95,561
−HK$2,929/mo
Today · 4.125%
HK$98,490
baseline
▲ 0.50% · 4.625%
HK$104,483
+HK$5,993/mo
Deposit HK$20.32M · loan HK$20.32M · min. income ≈ HK$196,980/mo (50% DSR)
Upfront cash ≈ HK$22.05M (deposit + AVD stamp duty HK$1,727,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,104
−HK$5,570/mo
▼ 0.25% · 3.875%
HK$105,869
−HK$2,805/mo
Today · 4.125%
HK$108,674
baseline
▲ 0.50% · 4.625%
HK$114,402
+HK$5,728/mo
Deposit HK$20.32M · loan HK$20.32M · min. income ≈ HK$217,348/mo (50% DSR)
Upfront cash ≈ HK$22.05M (deposit + AVD stamp duty HK$1,727,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,214
−HK$6,974/mo
▼ 0.25% · 3.875%
HK$114,673
−HK$3,515/mo
Today · 4.125%
HK$118,188
baseline
▲ 0.50% · 4.625%
HK$125,379
+HK$7,191/mo
Deposit HK$16.26M · loan HK$24.39M · min. income ≈ HK$236,376/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,727,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,724
−HK$6,685/mo
▼ 0.25% · 3.875%
HK$127,043
−HK$3,366/mo
Today · 4.125%
HK$130,409
baseline
▲ 0.50% · 4.625%
HK$137,283
+HK$6,874/mo
Deposit HK$16.26M · loan HK$24.39M · min. income ≈ HK$260,818/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,727,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,750
−HK$8,136/mo
▼ 0.25% · 3.875%
HK$133,786
−HK$4,100/mo
Today · 4.125%
HK$137,886
baseline
▲ 0.50% · 4.625%
HK$146,276
+HK$8,390/mo
Deposit HK$12.19M · loan HK$28.45M · min. income ≈ HK$275,772/mo (50% DSR)
Upfront cash ≈ HK$13.92M (deposit + AVD stamp duty HK$1,727,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,345
−HK$7,799/mo
▼ 0.25% · 3.875%
HK$148,216
−HK$3,928/mo
Today · 4.125%
HK$152,144
baseline
▲ 0.50% · 4.625%
HK$160,163
+HK$8,019/mo
Deposit HK$12.19M · loan HK$28.45M · min. income ≈ HK$304,288/mo (50% DSR)
Upfront cash ≈ HK$13.92M (deposit + AVD stamp duty HK$1,727,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,821
−HK$10,461/mo
▼ 0.25% · 3.875%
HK$172,010
−HK$5,272/mo
Today · 4.125%
HK$177,282
baseline
▲ 0.50% · 4.625%
HK$188,069
+HK$10,787/mo
Deposit HK$4.06M · loan HK$36.58M · min. income ≈ HK$354,564/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$1,727,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,587
−HK$10,026/mo
▼ 0.25% · 3.875%
HK$190,564
−HK$5,049/mo
Today · 4.125%
HK$195,613
baseline
▲ 0.50% · 4.625%
HK$205,924
+HK$10,311/mo
Deposit HK$4.06M · loan HK$36.58M · min. income ≈ HK$391,226/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$1,727,361 · Scale 2, in force from 26 Feb 2026)