LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,693
−HK$5,813/mo
▼ 0.25% · 3.875%
HK$95,576
−HK$2,930/mo
Today · 4.125%
HK$98,506
baseline
▲ 0.50% · 4.625%
HK$104,499
+HK$5,993/mo
Deposit HK$20.33M · loan HK$20.33M · min. income ≈ HK$197,012/mo (50% DSR)
Upfront cash ≈ HK$22.05M (deposit + AVD stamp duty HK$1,727,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,120
−HK$5,571/mo
▼ 0.25% · 3.875%
HK$105,886
−HK$2,805/mo
Today · 4.125%
HK$108,691
baseline
▲ 0.50% · 4.625%
HK$114,421
+HK$5,730/mo
Deposit HK$20.33M · loan HK$20.33M · min. income ≈ HK$217,382/mo (50% DSR)
Upfront cash ≈ HK$22.05M (deposit + AVD stamp duty HK$1,727,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,232
−HK$6,975/mo
▼ 0.25% · 3.875%
HK$114,691
−HK$3,516/mo
Today · 4.125%
HK$118,207
baseline
▲ 0.50% · 4.625%
HK$125,399
+HK$7,192/mo
Deposit HK$16.26M · loan HK$24.39M · min. income ≈ HK$236,414/mo (50% DSR)
Upfront cash ≈ HK$17.99M (deposit + AVD stamp duty HK$1,727,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,744
−HK$6,686/mo
▼ 0.25% · 3.875%
HK$127,063
−HK$3,367/mo
Today · 4.125%
HK$130,430
baseline
▲ 0.50% · 4.625%
HK$137,305
+HK$6,875/mo
Deposit HK$16.26M · loan HK$24.39M · min. income ≈ HK$260,860/mo (50% DSR)
Upfront cash ≈ HK$17.99M (deposit + AVD stamp duty HK$1,727,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,770
−HK$8,138/mo
▼ 0.25% · 3.875%
HK$133,807
−HK$4,101/mo
Today · 4.125%
HK$137,908
baseline
▲ 0.50% · 4.625%
HK$146,299
+HK$8,391/mo
Deposit HK$12.20M · loan HK$28.46M · min. income ≈ HK$275,816/mo (50% DSR)
Upfront cash ≈ HK$13.92M (deposit + AVD stamp duty HK$1,727,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,368
−HK$7,800/mo
▼ 0.25% · 3.875%
HK$148,240
−HK$3,928/mo
Today · 4.125%
HK$152,168
baseline
▲ 0.50% · 4.625%
HK$160,189
+HK$8,021/mo
Deposit HK$12.20M · loan HK$28.46M · min. income ≈ HK$304,336/mo (50% DSR)
Upfront cash ≈ HK$13.92M (deposit + AVD stamp duty HK$1,727,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,847
−HK$10,463/mo
▼ 0.25% · 3.875%
HK$172,037
−HK$5,273/mo
Today · 4.125%
HK$177,310
baseline
▲ 0.50% · 4.625%
HK$188,099
+HK$10,789/mo
Deposit HK$4.07M · loan HK$36.59M · min. income ≈ HK$354,620/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$1,727,636 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,616
−HK$10,028/mo
▼ 0.25% · 3.875%
HK$190,594
−HK$5,050/mo
Today · 4.125%
HK$195,644
baseline
▲ 0.50% · 4.625%
HK$205,957
+HK$10,313/mo
Deposit HK$4.07M · loan HK$36.59M · min. income ≈ HK$391,288/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$1,727,636 · Scale 2, in force from 26 Feb 2026)