LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,696
−HK$5,813/mo
▼ 0.25% · 3.875%
HK$95,579
−HK$2,930/mo
Today · 4.125%
HK$98,509
baseline
▲ 0.50% · 4.625%
HK$104,503
+HK$5,994/mo
Deposit HK$20.33M · loan HK$20.33M · min. income ≈ HK$197,018/mo (50% DSR)
Upfront cash ≈ HK$22.05M (deposit + AVD stamp duty HK$1,727,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,123
−HK$5,572/mo
▼ 0.25% · 3.875%
HK$105,889
−HK$2,806/mo
Today · 4.125%
HK$108,695
baseline
▲ 0.50% · 4.625%
HK$114,424
+HK$5,729/mo
Deposit HK$20.33M · loan HK$20.33M · min. income ≈ HK$217,390/mo (50% DSR)
Upfront cash ≈ HK$22.05M (deposit + AVD stamp duty HK$1,727,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,235
−HK$6,975/mo
▼ 0.25% · 3.875%
HK$114,695
−HK$3,515/mo
Today · 4.125%
HK$118,210
baseline
▲ 0.50% · 4.625%
HK$125,403
+HK$7,193/mo
Deposit HK$16.26M · loan HK$24.39M · min. income ≈ HK$236,420/mo (50% DSR)
Upfront cash ≈ HK$17.99M (deposit + AVD stamp duty HK$1,727,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,748
−HK$6,686/mo
▼ 0.25% · 3.875%
HK$127,067
−HK$3,367/mo
Today · 4.125%
HK$130,434
baseline
▲ 0.50% · 4.625%
HK$137,309
+HK$6,875/mo
Deposit HK$16.26M · loan HK$24.39M · min. income ≈ HK$260,868/mo (50% DSR)
Upfront cash ≈ HK$17.99M (deposit + AVD stamp duty HK$1,727,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,774
−HK$8,138/mo
▼ 0.25% · 3.875%
HK$133,811
−HK$4,101/mo
Today · 4.125%
HK$137,912
baseline
▲ 0.50% · 4.625%
HK$146,304
+HK$8,392/mo
Deposit HK$12.20M · loan HK$28.46M · min. income ≈ HK$275,824/mo (50% DSR)
Upfront cash ≈ HK$13.92M (deposit + AVD stamp duty HK$1,727,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,373
−HK$7,800/mo
▼ 0.25% · 3.875%
HK$148,245
−HK$3,928/mo
Today · 4.125%
HK$152,173
baseline
▲ 0.50% · 4.625%
HK$160,194
+HK$8,021/mo
Deposit HK$12.20M · loan HK$28.46M · min. income ≈ HK$304,346/mo (50% DSR)
Upfront cash ≈ HK$13.92M (deposit + AVD stamp duty HK$1,727,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,853
−HK$10,463/mo
▼ 0.25% · 3.875%
HK$172,043
−HK$5,273/mo
Today · 4.125%
HK$177,316
baseline
▲ 0.50% · 4.625%
HK$188,105
+HK$10,789/mo
Deposit HK$4.07M · loan HK$36.59M · min. income ≈ HK$354,632/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$1,727,690 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,622
−HK$10,028/mo
▼ 0.25% · 3.875%
HK$190,600
−HK$5,050/mo
Today · 4.125%
HK$195,650
baseline
▲ 0.50% · 4.625%
HK$205,963
+HK$10,313/mo
Deposit HK$4.07M · loan HK$36.59M · min. income ≈ HK$391,300/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$1,727,690 · Scale 2, in force from 26 Feb 2026)