LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,697
−HK$5,813/mo
▼ 0.25% · 3.875%
HK$95,580
−HK$2,930/mo
Today · 4.125%
HK$98,510
baseline
▲ 0.50% · 4.625%
HK$104,504
+HK$5,994/mo
Deposit HK$20.33M · loan HK$20.33M · min. income ≈ HK$197,020/mo (50% DSR)
Upfront cash ≈ HK$22.05M (deposit + AVD stamp duty HK$1,727,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,124
−HK$5,572/mo
▼ 0.25% · 3.875%
HK$105,890
−HK$2,806/mo
Today · 4.125%
HK$108,696
baseline
▲ 0.50% · 4.625%
HK$114,425
+HK$5,729/mo
Deposit HK$20.33M · loan HK$20.33M · min. income ≈ HK$217,392/mo (50% DSR)
Upfront cash ≈ HK$22.05M (deposit + AVD stamp duty HK$1,727,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,236
−HK$6,976/mo
▼ 0.25% · 3.875%
HK$114,696
−HK$3,516/mo
Today · 4.125%
HK$118,212
baseline
▲ 0.50% · 4.625%
HK$125,405
+HK$7,193/mo
Deposit HK$16.26M · loan HK$24.39M · min. income ≈ HK$236,424/mo (50% DSR)
Upfront cash ≈ HK$17.99M (deposit + AVD stamp duty HK$1,727,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,749
−HK$6,686/mo
▼ 0.25% · 3.875%
HK$127,068
−HK$3,367/mo
Today · 4.125%
HK$130,435
baseline
▲ 0.50% · 4.625%
HK$137,310
+HK$6,875/mo
Deposit HK$16.26M · loan HK$24.39M · min. income ≈ HK$260,870/mo (50% DSR)
Upfront cash ≈ HK$17.99M (deposit + AVD stamp duty HK$1,727,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,776
−HK$8,138/mo
▼ 0.25% · 3.875%
HK$133,812
−HK$4,102/mo
Today · 4.125%
HK$137,914
baseline
▲ 0.50% · 4.625%
HK$146,305
+HK$8,391/mo
Deposit HK$12.20M · loan HK$28.46M · min. income ≈ HK$275,828/mo (50% DSR)
Upfront cash ≈ HK$13.92M (deposit + AVD stamp duty HK$1,727,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,374
−HK$7,800/mo
▼ 0.25% · 3.875%
HK$148,246
−HK$3,928/mo
Today · 4.125%
HK$152,174
baseline
▲ 0.50% · 4.625%
HK$160,196
+HK$8,022/mo
Deposit HK$12.20M · loan HK$28.46M · min. income ≈ HK$304,348/mo (50% DSR)
Upfront cash ≈ HK$13.92M (deposit + AVD stamp duty HK$1,727,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,854
−HK$10,464/mo
▼ 0.25% · 3.875%
HK$172,045
−HK$5,273/mo
Today · 4.125%
HK$177,318
baseline
▲ 0.50% · 4.625%
HK$188,107
+HK$10,789/mo
Deposit HK$4.07M · loan HK$36.59M · min. income ≈ HK$354,636/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$1,727,709 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,624
−HK$10,029/mo
▼ 0.25% · 3.875%
HK$190,602
−HK$5,051/mo
Today · 4.125%
HK$195,653
baseline
▲ 0.50% · 4.625%
HK$205,966
+HK$10,313/mo
Deposit HK$4.07M · loan HK$36.59M · min. income ≈ HK$391,306/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$1,727,709 · Scale 2, in force from 26 Feb 2026)