LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,714
−HK$5,814/mo
▼ 0.25% · 3.875%
HK$95,598
−HK$2,930/mo
Today · 4.125%
HK$98,528
baseline
▲ 0.50% · 4.625%
HK$104,524
+HK$5,996/mo
Deposit HK$20.33M · loan HK$20.33M · min. income ≈ HK$197,056/mo (50% DSR)
Upfront cash ≈ HK$22.06M (deposit + AVD stamp duty HK$1,728,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,144
−HK$5,572/mo
▼ 0.25% · 3.875%
HK$105,910
−HK$2,806/mo
Today · 4.125%
HK$108,716
baseline
▲ 0.50% · 4.625%
HK$114,447
+HK$5,731/mo
Deposit HK$20.33M · loan HK$20.33M · min. income ≈ HK$217,432/mo (50% DSR)
Upfront cash ≈ HK$22.06M (deposit + AVD stamp duty HK$1,728,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,257
−HK$6,977/mo
▼ 0.25% · 3.875%
HK$114,718
−HK$3,516/mo
Today · 4.125%
HK$118,234
baseline
▲ 0.50% · 4.625%
HK$125,428
+HK$7,194/mo
Deposit HK$16.26M · loan HK$24.40M · min. income ≈ HK$236,468/mo (50% DSR)
Upfront cash ≈ HK$17.99M (deposit + AVD stamp duty HK$1,728,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,773
−HK$6,687/mo
▼ 0.25% · 3.875%
HK$127,092
−HK$3,368/mo
Today · 4.125%
HK$130,460
baseline
▲ 0.50% · 4.625%
HK$137,336
+HK$6,876/mo
Deposit HK$16.26M · loan HK$24.40M · min. income ≈ HK$260,920/mo (50% DSR)
Upfront cash ≈ HK$17.99M (deposit + AVD stamp duty HK$1,728,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,800
−HK$8,140/mo
▼ 0.25% · 3.875%
HK$133,838
−HK$4,102/mo
Today · 4.125%
HK$137,940
baseline
▲ 0.50% · 4.625%
HK$146,333
+HK$8,393/mo
Deposit HK$12.20M · loan HK$28.46M · min. income ≈ HK$275,880/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,728,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,401
−HK$7,802/mo
▼ 0.25% · 3.875%
HK$148,274
−HK$3,929/mo
Today · 4.125%
HK$152,203
baseline
▲ 0.50% · 4.625%
HK$160,226
+HK$8,023/mo
Deposit HK$12.20M · loan HK$28.46M · min. income ≈ HK$304,406/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,728,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,886
−HK$10,465/mo
▼ 0.25% · 3.875%
HK$172,077
−HK$5,274/mo
Today · 4.125%
HK$177,351
baseline
▲ 0.50% · 4.625%
HK$188,142
+HK$10,791/mo
Deposit HK$4.07M · loan HK$36.59M · min. income ≈ HK$354,702/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$1,728,034 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,659
−HK$10,030/mo
▼ 0.25% · 3.875%
HK$190,638
−HK$5,051/mo
Today · 4.125%
HK$195,689
baseline
▲ 0.50% · 4.625%
HK$206,004
+HK$10,315/mo
Deposit HK$4.07M · loan HK$36.59M · min. income ≈ HK$391,378/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$1,728,034 · Scale 2, in force from 26 Feb 2026)