LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,272
−HK$581/mo
▼ 0.25% · 3.875%
HK$9,560
−HK$293/mo
Today · 4.125%
HK$9,853
baseline
▲ 0.50% · 4.625%
HK$10,453
+HK$600/mo
Deposit HK$2.03M · loan HK$2.03M · min. income ≈ HK$19,706/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$13,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,315
−HK$557/mo
▼ 0.25% · 3.875%
HK$10,591
−HK$281/mo
Today · 4.125%
HK$10,872
baseline
▲ 0.50% · 4.625%
HK$11,445
+HK$573/mo
Deposit HK$2.03M · loan HK$2.03M · min. income ≈ HK$21,744/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$13,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,126
−HK$698/mo
▼ 0.25% · 3.875%
HK$11,472
−HK$352/mo
Today · 4.125%
HK$11,824
baseline
▲ 0.50% · 4.625%
HK$12,543
+HK$719/mo
Deposit HK$1.63M · loan HK$2.44M · min. income ≈ HK$23,648/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$13,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,378
−HK$668/mo
▼ 0.25% · 3.875%
HK$12,710
−HK$336/mo
Today · 4.125%
HK$13,046
baseline
▲ 0.50% · 4.625%
HK$13,734
+HK$688/mo
Deposit HK$1.63M · loan HK$2.44M · min. income ≈ HK$26,092/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$13,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,980
−HK$814/mo
▼ 0.25% · 3.875%
HK$13,384
−HK$410/mo
Today · 4.125%
HK$13,794
baseline
▲ 0.50% · 4.625%
HK$14,634
+HK$840/mo
Deposit HK$1.22M · loan HK$2.85M · min. income ≈ HK$27,588/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$13,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,441
−HK$780/mo
▼ 0.25% · 3.875%
HK$14,828
−HK$393/mo
Today · 4.125%
HK$15,221
baseline
▲ 0.50% · 4.625%
HK$16,023
+HK$802/mo
Deposit HK$1.22M · loan HK$2.85M · min. income ≈ HK$30,442/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$13,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,689
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$17,208
−HK$528/mo
Today · 4.125%
HK$17,736
baseline
▲ 0.50% · 4.625%
HK$18,815
+HK$1,079/mo
Deposit HK$407K · loan HK$3.66M · min. income ≈ HK$35,472/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$13,320 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,567
−HK$1,003/mo
▼ 0.25% · 3.875%
HK$19,064
−HK$506/mo
Today · 4.125%
HK$19,570
baseline
▲ 0.50% · 4.625%
HK$20,601
+HK$1,031/mo
Deposit HK$407K · loan HK$3.66M · min. income ≈ HK$39,140/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$13,320 · Scale 2, in force from 26 Feb 2026)