LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,727
−HK$5,815/mo
▼ 0.25% · 3.875%
HK$95,611
−HK$2,931/mo
Today · 4.125%
HK$98,542
baseline
▲ 0.50% · 4.625%
HK$104,538
+HK$5,996/mo
Deposit HK$20.33M · loan HK$20.33M · min. income ≈ HK$197,084/mo (50% DSR)
Upfront cash ≈ HK$22.06M (deposit + AVD stamp duty HK$1,728,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,158
−HK$5,573/mo
▼ 0.25% · 3.875%
HK$105,925
−HK$2,806/mo
Today · 4.125%
HK$108,731
baseline
▲ 0.50% · 4.625%
HK$114,463
+HK$5,732/mo
Deposit HK$20.33M · loan HK$20.33M · min. income ≈ HK$217,462/mo (50% DSR)
Upfront cash ≈ HK$22.06M (deposit + AVD stamp duty HK$1,728,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,272
−HK$6,978/mo
▼ 0.25% · 3.875%
HK$114,734
−HK$3,516/mo
Today · 4.125%
HK$118,250
baseline
▲ 0.50% · 4.625%
HK$125,445
+HK$7,195/mo
Deposit HK$16.27M · loan HK$24.40M · min. income ≈ HK$236,500/mo (50% DSR)
Upfront cash ≈ HK$17.99M (deposit + AVD stamp duty HK$1,728,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,789
−HK$6,688/mo
▼ 0.25% · 3.875%
HK$127,109
−HK$3,368/mo
Today · 4.125%
HK$130,477
baseline
▲ 0.50% · 4.625%
HK$137,355
+HK$6,878/mo
Deposit HK$16.27M · loan HK$24.40M · min. income ≈ HK$260,954/mo (50% DSR)
Upfront cash ≈ HK$17.99M (deposit + AVD stamp duty HK$1,728,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,818
−HK$8,141/mo
▼ 0.25% · 3.875%
HK$133,856
−HK$4,103/mo
Today · 4.125%
HK$137,959
baseline
▲ 0.50% · 4.625%
HK$146,353
+HK$8,394/mo
Deposit HK$12.20M · loan HK$28.47M · min. income ≈ HK$275,918/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,728,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,421
−HK$7,803/mo
▼ 0.25% · 3.875%
HK$148,294
−HK$3,930/mo
Today · 4.125%
HK$152,224
baseline
▲ 0.50% · 4.625%
HK$160,248
+HK$8,024/mo
Deposit HK$12.20M · loan HK$28.47M · min. income ≈ HK$304,448/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,728,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,909
−HK$10,466/mo
▼ 0.25% · 3.875%
HK$172,100
−HK$5,275/mo
Today · 4.125%
HK$177,375
baseline
▲ 0.50% · 4.625%
HK$188,168
+HK$10,793/mo
Deposit HK$4.07M · loan HK$36.60M · min. income ≈ HK$354,750/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$1,728,271 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,684
−HK$10,032/mo
▼ 0.25% · 3.875%
HK$190,664
−HK$5,052/mo
Today · 4.125%
HK$195,716
baseline
▲ 0.50% · 4.625%
HK$206,033
+HK$10,317/mo
Deposit HK$4.07M · loan HK$36.60M · min. income ≈ HK$391,432/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$1,728,271 · Scale 2, in force from 26 Feb 2026)