LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,728
−HK$5,815/mo
▼ 0.25% · 3.875%
HK$95,613
−HK$2,930/mo
Today · 4.125%
HK$98,543
baseline
▲ 0.50% · 4.625%
HK$104,539
+HK$5,996/mo
Deposit HK$20.33M · loan HK$20.33M · min. income ≈ HK$197,086/mo (50% DSR)
Upfront cash ≈ HK$22.06M (deposit + AVD stamp duty HK$1,728,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,159
−HK$5,574/mo
▼ 0.25% · 3.875%
HK$105,926
−HK$2,807/mo
Today · 4.125%
HK$108,733
baseline
▲ 0.50% · 4.625%
HK$114,464
+HK$5,731/mo
Deposit HK$20.33M · loan HK$20.33M · min. income ≈ HK$217,466/mo (50% DSR)
Upfront cash ≈ HK$22.06M (deposit + AVD stamp duty HK$1,728,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,274
−HK$6,978/mo
▼ 0.25% · 3.875%
HK$114,735
−HK$3,517/mo
Today · 4.125%
HK$118,252
baseline
▲ 0.50% · 4.625%
HK$125,447
+HK$7,195/mo
Deposit HK$16.27M · loan HK$24.40M · min. income ≈ HK$236,504/mo (50% DSR)
Upfront cash ≈ HK$17.99M (deposit + AVD stamp duty HK$1,728,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,791
−HK$6,688/mo
▼ 0.25% · 3.875%
HK$127,111
−HK$3,368/mo
Today · 4.125%
HK$130,479
baseline
▲ 0.50% · 4.625%
HK$137,357
+HK$6,878/mo
Deposit HK$16.27M · loan HK$24.40M · min. income ≈ HK$260,958/mo (50% DSR)
Upfront cash ≈ HK$17.99M (deposit + AVD stamp duty HK$1,728,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,819
−HK$8,141/mo
▼ 0.25% · 3.875%
HK$133,858
−HK$4,102/mo
Today · 4.125%
HK$137,960
baseline
▲ 0.50% · 4.625%
HK$146,355
+HK$8,395/mo
Deposit HK$12.20M · loan HK$28.47M · min. income ≈ HK$275,920/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,728,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,423
−HK$7,803/mo
▼ 0.25% · 3.875%
HK$148,296
−HK$3,930/mo
Today · 4.125%
HK$152,226
baseline
▲ 0.50% · 4.625%
HK$160,250
+HK$8,024/mo
Deposit HK$12.20M · loan HK$28.47M · min. income ≈ HK$304,452/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,728,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,911
−HK$10,467/mo
▼ 0.25% · 3.875%
HK$172,103
−HK$5,275/mo
Today · 4.125%
HK$177,378
baseline
▲ 0.50% · 4.625%
HK$188,171
+HK$10,793/mo
Deposit HK$4.07M · loan HK$36.60M · min. income ≈ HK$354,756/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$1,728,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,687
−HK$10,032/mo
▼ 0.25% · 3.875%
HK$190,667
−HK$5,052/mo
Today · 4.125%
HK$195,719
baseline
▲ 0.50% · 4.625%
HK$206,035
+HK$10,316/mo
Deposit HK$4.07M · loan HK$36.60M · min. income ≈ HK$391,438/mo (50% DSR)
Upfront cash ≈ HK$5.79M (deposit + AVD stamp duty HK$1,728,292 · Scale 2, in force from 26 Feb 2026)