LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,733
−HK$5,815/mo
▼ 0.25% · 3.875%
HK$95,617
−HK$2,931/mo
Today · 4.125%
HK$98,548
baseline
▲ 0.50% · 4.625%
HK$104,544
+HK$5,996/mo
Deposit HK$20.33M · loan HK$20.33M · min. income ≈ HK$197,096/mo (50% DSR)
Upfront cash ≈ HK$22.06M (deposit + AVD stamp duty HK$1,728,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,164
−HK$5,574/mo
▼ 0.25% · 3.875%
HK$105,931
−HK$2,807/mo
Today · 4.125%
HK$108,738
baseline
▲ 0.50% · 4.625%
HK$114,470
+HK$5,732/mo
Deposit HK$20.33M · loan HK$20.33M · min. income ≈ HK$217,476/mo (50% DSR)
Upfront cash ≈ HK$22.06M (deposit + AVD stamp duty HK$1,728,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,279
−HK$6,978/mo
▼ 0.25% · 3.875%
HK$114,741
−HK$3,516/mo
Today · 4.125%
HK$118,257
baseline
▲ 0.50% · 4.625%
HK$125,453
+HK$7,196/mo
Deposit HK$16.27M · loan HK$24.40M · min. income ≈ HK$236,514/mo (50% DSR)
Upfront cash ≈ HK$18.00M (deposit + AVD stamp duty HK$1,728,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,797
−HK$6,688/mo
▼ 0.25% · 3.875%
HK$127,117
−HK$3,368/mo
Today · 4.125%
HK$130,485
baseline
▲ 0.50% · 4.625%
HK$137,364
+HK$6,879/mo
Deposit HK$16.27M · loan HK$24.40M · min. income ≈ HK$260,970/mo (50% DSR)
Upfront cash ≈ HK$18.00M (deposit + AVD stamp duty HK$1,728,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,826
−HK$8,141/mo
▼ 0.25% · 3.875%
HK$133,864
−HK$4,103/mo
Today · 4.125%
HK$137,967
baseline
▲ 0.50% · 4.625%
HK$146,362
+HK$8,395/mo
Deposit HK$12.20M · loan HK$28.47M · min. income ≈ HK$275,934/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,728,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,430
−HK$7,803/mo
▼ 0.25% · 3.875%
HK$148,303
−HK$3,930/mo
Today · 4.125%
HK$152,233
baseline
▲ 0.50% · 4.625%
HK$160,257
+HK$8,024/mo
Deposit HK$12.20M · loan HK$28.47M · min. income ≈ HK$304,466/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,728,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,919
−HK$10,467/mo
▼ 0.25% · 3.875%
HK$172,111
−HK$5,275/mo
Today · 4.125%
HK$177,386
baseline
▲ 0.50% · 4.625%
HK$188,180
+HK$10,794/mo
Deposit HK$4.07M · loan HK$36.60M · min. income ≈ HK$354,772/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$1,728,377 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,696
−HK$10,032/mo
▼ 0.25% · 3.875%
HK$190,676
−HK$5,052/mo
Today · 4.125%
HK$195,728
baseline
▲ 0.50% · 4.625%
HK$206,045
+HK$10,317/mo
Deposit HK$4.07M · loan HK$36.60M · min. income ≈ HK$391,456/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$1,728,377 · Scale 2, in force from 26 Feb 2026)