LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,742
−HK$5,816/mo
▼ 0.25% · 3.875%
HK$95,627
−HK$2,931/mo
Today · 4.125%
HK$98,558
baseline
▲ 0.50% · 4.625%
HK$104,555
+HK$5,997/mo
Deposit HK$20.34M · loan HK$20.34M · min. income ≈ HK$197,116/mo (50% DSR)
Upfront cash ≈ HK$22.06M (deposit + AVD stamp duty HK$1,728,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,175
−HK$5,574/mo
▼ 0.25% · 3.875%
HK$105,942
−HK$2,807/mo
Today · 4.125%
HK$108,749
baseline
▲ 0.50% · 4.625%
HK$114,481
+HK$5,732/mo
Deposit HK$20.34M · loan HK$20.34M · min. income ≈ HK$217,498/mo (50% DSR)
Upfront cash ≈ HK$22.06M (deposit + AVD stamp duty HK$1,728,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,291
−HK$6,979/mo
▼ 0.25% · 3.875%
HK$114,753
−HK$3,517/mo
Today · 4.125%
HK$118,270
baseline
▲ 0.50% · 4.625%
HK$125,466
+HK$7,196/mo
Deposit HK$16.27M · loan HK$24.40M · min. income ≈ HK$236,540/mo (50% DSR)
Upfront cash ≈ HK$18.00M (deposit + AVD stamp duty HK$1,728,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,810
−HK$6,689/mo
▼ 0.25% · 3.875%
HK$127,130
−HK$3,369/mo
Today · 4.125%
HK$130,499
baseline
▲ 0.50% · 4.625%
HK$137,378
+HK$6,879/mo
Deposit HK$16.27M · loan HK$24.40M · min. income ≈ HK$260,998/mo (50% DSR)
Upfront cash ≈ HK$18.00M (deposit + AVD stamp duty HK$1,728,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,839
−HK$8,142/mo
▼ 0.25% · 3.875%
HK$133,878
−HK$4,103/mo
Today · 4.125%
HK$137,981
baseline
▲ 0.50% · 4.625%
HK$146,377
+HK$8,396/mo
Deposit HK$12.20M · loan HK$28.47M · min. income ≈ HK$275,962/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,728,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,445
−HK$7,804/mo
▼ 0.25% · 3.875%
HK$148,319
−HK$3,930/mo
Today · 4.125%
HK$152,249
baseline
▲ 0.50% · 4.625%
HK$160,274
+HK$8,025/mo
Deposit HK$12.20M · loan HK$28.47M · min. income ≈ HK$304,498/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,728,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,936
−HK$10,469/mo
▼ 0.25% · 3.875%
HK$172,129
−HK$5,276/mo
Today · 4.125%
HK$177,405
baseline
▲ 0.50% · 4.625%
HK$188,199
+HK$10,794/mo
Deposit HK$4.07M · loan HK$36.60M · min. income ≈ HK$354,810/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$1,728,556 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,715
−HK$10,033/mo
▼ 0.25% · 3.875%
HK$190,696
−HK$5,052/mo
Today · 4.125%
HK$195,748
baseline
▲ 0.50% · 4.625%
HK$206,067
+HK$10,319/mo
Deposit HK$4.07M · loan HK$36.60M · min. income ≈ HK$391,496/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$1,728,556 · Scale 2, in force from 26 Feb 2026)