LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,275
−HK$581/mo
▼ 0.25% · 3.875%
HK$9,563
−HK$293/mo
Today · 4.125%
HK$9,856
baseline
▲ 0.50% · 4.625%
HK$10,456
+HK$600/mo
Deposit HK$2.03M · loan HK$2.03M · min. income ≈ HK$19,712/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$13,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,318
−HK$558/mo
▼ 0.25% · 3.875%
HK$10,595
−HK$281/mo
Today · 4.125%
HK$10,876
baseline
▲ 0.50% · 4.625%
HK$11,449
+HK$573/mo
Deposit HK$2.03M · loan HK$2.03M · min. income ≈ HK$21,752/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$13,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,130
−HK$698/mo
▼ 0.25% · 3.875%
HK$11,476
−HK$352/mo
Today · 4.125%
HK$11,828
baseline
▲ 0.50% · 4.625%
HK$12,547
+HK$719/mo
Deposit HK$1.63M · loan HK$2.44M · min. income ≈ HK$23,656/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$13,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,382
−HK$669/mo
▼ 0.25% · 3.875%
HK$12,714
−HK$337/mo
Today · 4.125%
HK$13,051
baseline
▲ 0.50% · 4.625%
HK$13,739
+HK$688/mo
Deposit HK$1.63M · loan HK$2.44M · min. income ≈ HK$26,102/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$13,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,985
−HK$814/mo
▼ 0.25% · 3.875%
HK$13,389
−HK$410/mo
Today · 4.125%
HK$13,799
baseline
▲ 0.50% · 4.625%
HK$14,639
+HK$840/mo
Deposit HK$1.22M · loan HK$2.85M · min. income ≈ HK$27,598/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$13,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,445
−HK$781/mo
▼ 0.25% · 3.875%
HK$14,833
−HK$393/mo
Today · 4.125%
HK$15,226
baseline
▲ 0.50% · 4.625%
HK$16,028
+HK$802/mo
Deposit HK$1.22M · loan HK$2.85M · min. income ≈ HK$30,452/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$13,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,695
−HK$1,046/mo
▼ 0.25% · 3.875%
HK$17,214
−HK$527/mo
Today · 4.125%
HK$17,741
baseline
▲ 0.50% · 4.625%
HK$18,821
+HK$1,080/mo
Deposit HK$407K · loan HK$3.66M · min. income ≈ HK$35,482/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$13,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,573
−HK$1,003/mo
▼ 0.25% · 3.875%
HK$19,071
−HK$505/mo
Today · 4.125%
HK$19,576
baseline
▲ 0.50% · 4.625%
HK$20,608
+HK$1,032/mo
Deposit HK$407K · loan HK$3.66M · min. income ≈ HK$39,152/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$13,585 · Scale 2, in force from 26 Feb 2026)