LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,753
−HK$5,816/mo
▼ 0.25% · 3.875%
HK$95,638
−HK$2,931/mo
Today · 4.125%
HK$98,569
baseline
▲ 0.50% · 4.625%
HK$104,567
+HK$5,998/mo
Deposit HK$20.34M · loan HK$20.34M · min. income ≈ HK$197,138/mo (50% DSR)
Upfront cash ≈ HK$22.07M (deposit + AVD stamp duty HK$1,728,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,186
−HK$5,575/mo
▼ 0.25% · 3.875%
HK$105,954
−HK$2,807/mo
Today · 4.125%
HK$108,761
baseline
▲ 0.50% · 4.625%
HK$114,494
+HK$5,733/mo
Deposit HK$20.34M · loan HK$20.34M · min. income ≈ HK$217,522/mo (50% DSR)
Upfront cash ≈ HK$22.07M (deposit + AVD stamp duty HK$1,728,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,303
−HK$6,980/mo
▼ 0.25% · 3.875%
HK$114,765
−HK$3,518/mo
Today · 4.125%
HK$118,283
baseline
▲ 0.50% · 4.625%
HK$125,480
+HK$7,197/mo
Deposit HK$16.27M · loan HK$24.41M · min. income ≈ HK$236,566/mo (50% DSR)
Upfront cash ≈ HK$18.00M (deposit + AVD stamp duty HK$1,728,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,824
−HK$6,689/mo
▼ 0.25% · 3.875%
HK$127,144
−HK$3,369/mo
Today · 4.125%
HK$130,513
baseline
▲ 0.50% · 4.625%
HK$137,393
+HK$6,880/mo
Deposit HK$16.27M · loan HK$24.41M · min. income ≈ HK$261,026/mo (50% DSR)
Upfront cash ≈ HK$18.00M (deposit + AVD stamp duty HK$1,728,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,854
−HK$8,143/mo
▼ 0.25% · 3.875%
HK$133,893
−HK$4,104/mo
Today · 4.125%
HK$137,997
baseline
▲ 0.50% · 4.625%
HK$146,393
+HK$8,396/mo
Deposit HK$12.20M · loan HK$28.47M · min. income ≈ HK$275,994/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,728,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,461
−HK$7,805/mo
▼ 0.25% · 3.875%
HK$148,335
−HK$3,931/mo
Today · 4.125%
HK$152,266
baseline
▲ 0.50% · 4.625%
HK$160,292
+HK$8,026/mo
Deposit HK$12.20M · loan HK$28.47M · min. income ≈ HK$304,532/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,728,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,955
−HK$10,469/mo
▼ 0.25% · 3.875%
HK$172,148
−HK$5,276/mo
Today · 4.125%
HK$177,424
baseline
▲ 0.50% · 4.625%
HK$188,220
+HK$10,796/mo
Deposit HK$4.07M · loan HK$36.61M · min. income ≈ HK$354,848/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$1,728,747 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,735
−HK$10,035/mo
▼ 0.25% · 3.875%
HK$190,717
−HK$5,053/mo
Today · 4.125%
HK$195,770
baseline
▲ 0.50% · 4.625%
HK$206,089
+HK$10,319/mo
Deposit HK$4.07M · loan HK$36.61M · min. income ≈ HK$391,540/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$1,728,747 · Scale 2, in force from 26 Feb 2026)