LTV · monthly repayment
▼ 0.50% · 3.625%
HK$9,275
−HK$582/mo
▼ 0.25% · 3.875%
HK$9,564
−HK$293/mo
Today · 4.125%
HK$9,857
baseline
▲ 0.50% · 4.625%
HK$10,457
+HK$600/mo
Deposit HK$2.03M · loan HK$2.03M · min. income ≈ HK$19,714/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$13,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,319
−HK$557/mo
▼ 0.25% · 3.875%
HK$10,595
−HK$281/mo
Today · 4.125%
HK$10,876
baseline
▲ 0.50% · 4.625%
HK$11,449
+HK$573/mo
Deposit HK$2.03M · loan HK$2.03M · min. income ≈ HK$21,752/mo (50% DSR)
Upfront cash ≈ HK$2.05M (deposit + AVD stamp duty HK$13,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,130
−HK$698/mo
▼ 0.25% · 3.875%
HK$11,477
−HK$351/mo
Today · 4.125%
HK$11,828
baseline
▲ 0.50% · 4.625%
HK$12,548
+HK$720/mo
Deposit HK$1.63M · loan HK$2.44M · min. income ≈ HK$23,656/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$13,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,382
−HK$669/mo
▼ 0.25% · 3.875%
HK$12,715
−HK$336/mo
Today · 4.125%
HK$13,051
baseline
▲ 0.50% · 4.625%
HK$13,739
+HK$688/mo
Deposit HK$1.63M · loan HK$2.44M · min. income ≈ HK$26,102/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$13,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,985
−HK$815/mo
▼ 0.25% · 3.875%
HK$13,389
−HK$411/mo
Today · 4.125%
HK$13,800
baseline
▲ 0.50% · 4.625%
HK$14,639
+HK$839/mo
Deposit HK$1.22M · loan HK$2.85M · min. income ≈ HK$27,600/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$13,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,446
−HK$781/mo
▼ 0.25% · 3.875%
HK$14,834
−HK$393/mo
Today · 4.125%
HK$15,227
baseline
▲ 0.50% · 4.625%
HK$16,029
+HK$802/mo
Deposit HK$1.22M · loan HK$2.85M · min. income ≈ HK$30,454/mo (50% DSR)
Upfront cash ≈ HK$1.23M (deposit + AVD stamp duty HK$13,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,696
−HK$1,047/mo
▼ 0.25% · 3.875%
HK$17,215
−HK$528/mo
Today · 4.125%
HK$17,743
baseline
▲ 0.50% · 4.625%
HK$18,822
+HK$1,079/mo
Deposit HK$407K · loan HK$3.66M · min. income ≈ HK$35,486/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$13,634 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,574
−HK$1,003/mo
▼ 0.25% · 3.875%
HK$19,072
−HK$505/mo
Today · 4.125%
HK$19,577
baseline
▲ 0.50% · 4.625%
HK$20,609
+HK$1,032/mo
Deposit HK$407K · loan HK$3.66M · min. income ≈ HK$39,154/mo (50% DSR)
Upfront cash ≈ HK$420K (deposit + AVD stamp duty HK$13,634 · Scale 2, in force from 26 Feb 2026)