LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,757
−HK$5,817/mo
▼ 0.25% · 3.875%
HK$95,643
−HK$2,931/mo
Today · 4.125%
HK$98,574
baseline
▲ 0.50% · 4.625%
HK$104,572
+HK$5,998/mo
Deposit HK$20.34M · loan HK$20.34M · min. income ≈ HK$197,148/mo (50% DSR)
Upfront cash ≈ HK$22.07M (deposit + AVD stamp duty HK$1,728,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,192
−HK$5,575/mo
▼ 0.25% · 3.875%
HK$105,959
−HK$2,808/mo
Today · 4.125%
HK$108,767
baseline
▲ 0.50% · 4.625%
HK$114,500
+HK$5,733/mo
Deposit HK$20.34M · loan HK$20.34M · min. income ≈ HK$217,534/mo (50% DSR)
Upfront cash ≈ HK$22.07M (deposit + AVD stamp duty HK$1,728,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,309
−HK$6,980/mo
▼ 0.25% · 3.875%
HK$114,771
−HK$3,518/mo
Today · 4.125%
HK$118,289
baseline
▲ 0.50% · 4.625%
HK$125,487
+HK$7,198/mo
Deposit HK$16.27M · loan HK$24.41M · min. income ≈ HK$236,578/mo (50% DSR)
Upfront cash ≈ HK$18.00M (deposit + AVD stamp duty HK$1,728,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,830
−HK$6,690/mo
▼ 0.25% · 3.875%
HK$127,151
−HK$3,369/mo
Today · 4.125%
HK$130,520
baseline
▲ 0.50% · 4.625%
HK$137,400
+HK$6,880/mo
Deposit HK$16.27M · loan HK$24.41M · min. income ≈ HK$261,040/mo (50% DSR)
Upfront cash ≈ HK$18.00M (deposit + AVD stamp duty HK$1,728,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,860
−HK$8,144/mo
▼ 0.25% · 3.875%
HK$133,900
−HK$4,104/mo
Today · 4.125%
HK$138,004
baseline
▲ 0.50% · 4.625%
HK$146,401
+HK$8,397/mo
Deposit HK$12.20M · loan HK$28.47M · min. income ≈ HK$276,008/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,728,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,468
−HK$7,806/mo
▼ 0.25% · 3.875%
HK$148,343
−HK$3,931/mo
Today · 4.125%
HK$152,274
baseline
▲ 0.50% · 4.625%
HK$160,300
+HK$8,026/mo
Deposit HK$12.20M · loan HK$28.47M · min. income ≈ HK$304,548/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,728,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,963
−HK$10,471/mo
▼ 0.25% · 3.875%
HK$172,157
−HK$5,277/mo
Today · 4.125%
HK$177,434
baseline
▲ 0.50% · 4.625%
HK$188,230
+HK$10,796/mo
Deposit HK$4.07M · loan HK$36.61M · min. income ≈ HK$354,868/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$1,728,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,745
−HK$10,035/mo
▼ 0.25% · 3.875%
HK$190,727
−HK$5,053/mo
Today · 4.125%
HK$195,780
baseline
▲ 0.50% · 4.625%
HK$206,100
+HK$10,320/mo
Deposit HK$4.07M · loan HK$36.61M · min. income ≈ HK$391,560/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$1,728,838 · Scale 2, in force from 26 Feb 2026)