LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,758
−HK$5,817/mo
▼ 0.25% · 3.875%
HK$95,644
−HK$2,931/mo
Today · 4.125%
HK$98,575
baseline
▲ 0.50% · 4.625%
HK$104,573
+HK$5,998/mo
Deposit HK$20.34M · loan HK$20.34M · min. income ≈ HK$197,150/mo (50% DSR)
Upfront cash ≈ HK$22.07M (deposit + AVD stamp duty HK$1,728,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,193
−HK$5,575/mo
▼ 0.25% · 3.875%
HK$105,960
−HK$2,808/mo
Today · 4.125%
HK$108,768
baseline
▲ 0.50% · 4.625%
HK$114,501
+HK$5,733/mo
Deposit HK$20.34M · loan HK$20.34M · min. income ≈ HK$217,536/mo (50% DSR)
Upfront cash ≈ HK$22.07M (deposit + AVD stamp duty HK$1,728,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,310
−HK$6,980/mo
▼ 0.25% · 3.875%
HK$114,772
−HK$3,518/mo
Today · 4.125%
HK$118,290
baseline
▲ 0.50% · 4.625%
HK$125,488
+HK$7,198/mo
Deposit HK$16.27M · loan HK$24.41M · min. income ≈ HK$236,580/mo (50% DSR)
Upfront cash ≈ HK$18.00M (deposit + AVD stamp duty HK$1,728,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,831
−HK$6,690/mo
▼ 0.25% · 3.875%
HK$127,152
−HK$3,369/mo
Today · 4.125%
HK$130,521
baseline
▲ 0.50% · 4.625%
HK$137,401
+HK$6,880/mo
Deposit HK$16.27M · loan HK$24.41M · min. income ≈ HK$261,042/mo (50% DSR)
Upfront cash ≈ HK$18.00M (deposit + AVD stamp duty HK$1,728,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,862
−HK$8,143/mo
▼ 0.25% · 3.875%
HK$133,901
−HK$4,104/mo
Today · 4.125%
HK$138,005
baseline
▲ 0.50% · 4.625%
HK$146,402
+HK$8,397/mo
Deposit HK$12.20M · loan HK$28.48M · min. income ≈ HK$276,010/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,728,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,470
−HK$7,805/mo
▼ 0.25% · 3.875%
HK$148,344
−HK$3,931/mo
Today · 4.125%
HK$152,275
baseline
▲ 0.50% · 4.625%
HK$160,302
+HK$8,027/mo
Deposit HK$12.20M · loan HK$28.48M · min. income ≈ HK$304,550/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,728,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,965
−HK$10,470/mo
▼ 0.25% · 3.875%
HK$172,158
−HK$5,277/mo
Today · 4.125%
HK$177,435
baseline
▲ 0.50% · 4.625%
HK$188,232
+HK$10,797/mo
Deposit HK$4.07M · loan HK$36.61M · min. income ≈ HK$354,870/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$1,728,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,747
−HK$10,035/mo
▼ 0.25% · 3.875%
HK$190,728
−HK$5,054/mo
Today · 4.125%
HK$195,782
baseline
▲ 0.50% · 4.625%
HK$206,102
+HK$10,320/mo
Deposit HK$4.07M · loan HK$36.61M · min. income ≈ HK$391,564/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$1,728,853 · Scale 2, in force from 26 Feb 2026)