LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,767
−HK$5,817/mo
▼ 0.25% · 3.875%
HK$95,653
−HK$2,931/mo
Today · 4.125%
HK$98,584
baseline
▲ 0.50% · 4.625%
HK$104,583
+HK$5,999/mo
Deposit HK$20.34M · loan HK$20.34M · min. income ≈ HK$197,168/mo (50% DSR)
Upfront cash ≈ HK$22.07M (deposit + AVD stamp duty HK$1,729,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,202
−HK$5,576/mo
▼ 0.25% · 3.875%
HK$105,970
−HK$2,808/mo
Today · 4.125%
HK$108,778
baseline
▲ 0.50% · 4.625%
HK$114,512
+HK$5,734/mo
Deposit HK$20.34M · loan HK$20.34M · min. income ≈ HK$217,556/mo (50% DSR)
Upfront cash ≈ HK$22.07M (deposit + AVD stamp duty HK$1,729,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,320
−HK$6,981/mo
▼ 0.25% · 3.875%
HK$114,783
−HK$3,518/mo
Today · 4.125%
HK$118,301
baseline
▲ 0.50% · 4.625%
HK$125,499
+HK$7,198/mo
Deposit HK$16.27M · loan HK$24.41M · min. income ≈ HK$236,602/mo (50% DSR)
Upfront cash ≈ HK$18.00M (deposit + AVD stamp duty HK$1,729,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,843
−HK$6,691/mo
▼ 0.25% · 3.875%
HK$127,164
−HK$3,370/mo
Today · 4.125%
HK$130,534
baseline
▲ 0.50% · 4.625%
HK$137,414
+HK$6,880/mo
Deposit HK$16.27M · loan HK$24.41M · min. income ≈ HK$261,068/mo (50% DSR)
Upfront cash ≈ HK$18.00M (deposit + AVD stamp duty HK$1,729,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,874
−HK$8,144/mo
▼ 0.25% · 3.875%
HK$133,914
−HK$4,104/mo
Today · 4.125%
HK$138,018
baseline
▲ 0.50% · 4.625%
HK$146,416
+HK$8,398/mo
Deposit HK$12.20M · loan HK$28.48M · min. income ≈ HK$276,036/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,729,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,483
−HK$7,806/mo
▼ 0.25% · 3.875%
HK$148,358
−HK$3,931/mo
Today · 4.125%
HK$152,289
baseline
▲ 0.50% · 4.625%
HK$160,317
+HK$8,028/mo
Deposit HK$12.20M · loan HK$28.48M · min. income ≈ HK$304,578/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,729,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,980
−HK$10,472/mo
▼ 0.25% · 3.875%
HK$172,175
−HK$5,277/mo
Today · 4.125%
HK$177,452
baseline
▲ 0.50% · 4.625%
HK$188,249
+HK$10,797/mo
Deposit HK$4.07M · loan HK$36.61M · min. income ≈ HK$354,904/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$1,729,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,764
−HK$10,036/mo
▼ 0.25% · 3.875%
HK$190,746
−HK$5,054/mo
Today · 4.125%
HK$195,800
baseline
▲ 0.50% · 4.625%
HK$206,121
+HK$10,321/mo
Deposit HK$4.07M · loan HK$36.61M · min. income ≈ HK$391,600/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$1,729,014 · Scale 2, in force from 26 Feb 2026)