LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,769
−HK$5,818/mo
▼ 0.25% · 3.875%
HK$95,655
−HK$2,932/mo
Today · 4.125%
HK$98,587
baseline
▲ 0.50% · 4.625%
HK$104,585
+HK$5,998/mo
Deposit HK$20.34M · loan HK$20.34M · min. income ≈ HK$197,174/mo (50% DSR)
Upfront cash ≈ HK$22.07M (deposit + AVD stamp duty HK$1,729,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,205
−HK$5,576/mo
▼ 0.25% · 3.875%
HK$105,973
−HK$2,808/mo
Today · 4.125%
HK$108,781
baseline
▲ 0.50% · 4.625%
HK$114,515
+HK$5,734/mo
Deposit HK$20.34M · loan HK$20.34M · min. income ≈ HK$217,562/mo (50% DSR)
Upfront cash ≈ HK$22.07M (deposit + AVD stamp duty HK$1,729,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,323
−HK$6,981/mo
▼ 0.25% · 3.875%
HK$114,786
−HK$3,518/mo
Today · 4.125%
HK$118,304
baseline
▲ 0.50% · 4.625%
HK$125,502
+HK$7,198/mo
Deposit HK$16.27M · loan HK$24.41M · min. income ≈ HK$236,608/mo (50% DSR)
Upfront cash ≈ HK$18.00M (deposit + AVD stamp duty HK$1,729,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,846
−HK$6,691/mo
▼ 0.25% · 3.875%
HK$127,167
−HK$3,370/mo
Today · 4.125%
HK$130,537
baseline
▲ 0.50% · 4.625%
HK$137,417
+HK$6,880/mo
Deposit HK$16.27M · loan HK$24.41M · min. income ≈ HK$261,074/mo (50% DSR)
Upfront cash ≈ HK$18.00M (deposit + AVD stamp duty HK$1,729,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,877
−HK$8,144/mo
▼ 0.25% · 3.875%
HK$133,917
−HK$4,104/mo
Today · 4.125%
HK$138,021
baseline
▲ 0.50% · 4.625%
HK$146,419
+HK$8,398/mo
Deposit HK$12.21M · loan HK$28.48M · min. income ≈ HK$276,042/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,729,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,487
−HK$7,806/mo
▼ 0.25% · 3.875%
HK$148,362
−HK$3,931/mo
Today · 4.125%
HK$152,293
baseline
▲ 0.50% · 4.625%
HK$160,320
+HK$8,027/mo
Deposit HK$12.21M · loan HK$28.48M · min. income ≈ HK$304,586/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,729,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,984
−HK$10,472/mo
▼ 0.25% · 3.875%
HK$172,179
−HK$5,277/mo
Today · 4.125%
HK$177,456
baseline
▲ 0.50% · 4.625%
HK$188,254
+HK$10,798/mo
Deposit HK$4.07M · loan HK$36.62M · min. income ≈ HK$354,912/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$1,729,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,768
−HK$10,037/mo
▼ 0.25% · 3.875%
HK$190,751
−HK$5,054/mo
Today · 4.125%
HK$195,805
baseline
▲ 0.50% · 4.625%
HK$206,126
+HK$10,321/mo
Deposit HK$4.07M · loan HK$36.62M · min. income ≈ HK$391,610/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$1,729,055 · Scale 2, in force from 26 Feb 2026)