LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,771
−HK$5,817/mo
▼ 0.25% · 3.875%
HK$95,656
−HK$2,932/mo
Today · 4.125%
HK$98,588
baseline
▲ 0.50% · 4.625%
HK$104,587
+HK$5,999/mo
Deposit HK$20.34M · loan HK$20.34M · min. income ≈ HK$197,176/mo (50% DSR)
Upfront cash ≈ HK$22.07M (deposit + AVD stamp duty HK$1,729,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,206
−HK$5,576/mo
▼ 0.25% · 3.875%
HK$105,974
−HK$2,808/mo
Today · 4.125%
HK$108,782
baseline
▲ 0.50% · 4.625%
HK$114,516
+HK$5,734/mo
Deposit HK$20.34M · loan HK$20.34M · min. income ≈ HK$217,564/mo (50% DSR)
Upfront cash ≈ HK$22.07M (deposit + AVD stamp duty HK$1,729,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,325
−HK$6,981/mo
▼ 0.25% · 3.875%
HK$114,787
−HK$3,519/mo
Today · 4.125%
HK$118,306
baseline
▲ 0.50% · 4.625%
HK$125,504
+HK$7,198/mo
Deposit HK$16.27M · loan HK$24.41M · min. income ≈ HK$236,612/mo (50% DSR)
Upfront cash ≈ HK$18.00M (deposit + AVD stamp duty HK$1,729,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,848
−HK$6,691/mo
▼ 0.25% · 3.875%
HK$127,169
−HK$3,370/mo
Today · 4.125%
HK$130,539
baseline
▲ 0.50% · 4.625%
HK$137,419
+HK$6,880/mo
Deposit HK$16.27M · loan HK$24.41M · min. income ≈ HK$261,078/mo (50% DSR)
Upfront cash ≈ HK$18.00M (deposit + AVD stamp duty HK$1,729,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,879
−HK$8,144/mo
▼ 0.25% · 3.875%
HK$133,919
−HK$4,104/mo
Today · 4.125%
HK$138,023
baseline
▲ 0.50% · 4.625%
HK$146,422
+HK$8,399/mo
Deposit HK$12.21M · loan HK$28.48M · min. income ≈ HK$276,046/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,729,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,489
−HK$7,806/mo
▼ 0.25% · 3.875%
HK$148,364
−HK$3,931/mo
Today · 4.125%
HK$152,295
baseline
▲ 0.50% · 4.625%
HK$160,323
+HK$8,028/mo
Deposit HK$12.21M · loan HK$28.48M · min. income ≈ HK$304,590/mo (50% DSR)
Upfront cash ≈ HK$13.93M (deposit + AVD stamp duty HK$1,729,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$166,987
−HK$10,471/mo
▼ 0.25% · 3.875%
HK$172,181
−HK$5,277/mo
Today · 4.125%
HK$177,458
baseline
▲ 0.50% · 4.625%
HK$188,256
+HK$10,798/mo
Deposit HK$4.07M · loan HK$36.62M · min. income ≈ HK$354,916/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$1,729,081 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,771
−HK$10,037/mo
▼ 0.25% · 3.875%
HK$190,754
−HK$5,054/mo
Today · 4.125%
HK$195,808
baseline
▲ 0.50% · 4.625%
HK$206,129
+HK$10,321/mo
Deposit HK$4.07M · loan HK$36.62M · min. income ≈ HK$391,616/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$1,729,081 · Scale 2, in force from 26 Feb 2026)