LTV · monthly repayment
▼ 0.50% · 3.625%
HK$92,823
−HK$5,821/mo
▼ 0.25% · 3.875%
HK$95,710
−HK$2,934/mo
Today · 4.125%
HK$98,644
baseline
▲ 0.50% · 4.625%
HK$104,646
+HK$6,002/mo
Deposit HK$20.35M · loan HK$20.35M · min. income ≈ HK$197,288/mo (50% DSR)
Upfront cash ≈ HK$22.08M (deposit + AVD stamp duty HK$1,730,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,264
−HK$5,579/mo
▼ 0.25% · 3.875%
HK$106,034
−HK$2,809/mo
Today · 4.125%
HK$108,843
baseline
▲ 0.50% · 4.625%
HK$114,581
+HK$5,738/mo
Deposit HK$20.35M · loan HK$20.35M · min. income ≈ HK$217,686/mo (50% DSR)
Upfront cash ≈ HK$22.08M (deposit + AVD stamp duty HK$1,730,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$111,387
−HK$6,985/mo
▼ 0.25% · 3.875%
HK$114,852
−HK$3,520/mo
Today · 4.125%
HK$118,372
baseline
▲ 0.50% · 4.625%
HK$125,575
+HK$7,203/mo
Deposit HK$16.28M · loan HK$24.42M · min. income ≈ HK$236,744/mo (50% DSR)
Upfront cash ≈ HK$18.01M (deposit + AVD stamp duty HK$1,730,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,917
−HK$6,695/mo
▼ 0.25% · 3.875%
HK$127,241
−HK$3,371/mo
Today · 4.125%
HK$130,612
baseline
▲ 0.50% · 4.625%
HK$137,497
+HK$6,885/mo
Deposit HK$16.28M · loan HK$24.42M · min. income ≈ HK$261,224/mo (50% DSR)
Upfront cash ≈ HK$18.01M (deposit + AVD stamp duty HK$1,730,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$129,952
−HK$8,149/mo
▼ 0.25% · 3.875%
HK$133,994
−HK$4,107/mo
Today · 4.125%
HK$138,101
baseline
▲ 0.50% · 4.625%
HK$146,504
+HK$8,403/mo
Deposit HK$12.21M · loan HK$28.50M · min. income ≈ HK$276,202/mo (50% DSR)
Upfront cash ≈ HK$13.94M (deposit + AVD stamp duty HK$1,730,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,570
−HK$7,811/mo
▼ 0.25% · 3.875%
HK$148,447
−HK$3,934/mo
Today · 4.125%
HK$152,381
baseline
▲ 0.50% · 4.625%
HK$160,413
+HK$8,032/mo
Deposit HK$12.21M · loan HK$28.50M · min. income ≈ HK$304,762/mo (50% DSR)
Upfront cash ≈ HK$13.94M (deposit + AVD stamp duty HK$1,730,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$167,081
−HK$10,477/mo
▼ 0.25% · 3.875%
HK$172,278
−HK$5,280/mo
Today · 4.125%
HK$177,558
baseline
▲ 0.50% · 4.625%
HK$188,362
+HK$10,804/mo
Deposit HK$4.07M · loan HK$36.64M · min. income ≈ HK$355,116/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$1,730,054 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,876
−HK$10,042/mo
▼ 0.25% · 3.875%
HK$190,861
−HK$5,057/mo
Today · 4.125%
HK$195,918
baseline
▲ 0.50% · 4.625%
HK$206,245
+HK$10,327/mo
Deposit HK$4.07M · loan HK$36.64M · min. income ≈ HK$391,836/mo (50% DSR)
Upfront cash ≈ HK$5.80M (deposit + AVD stamp duty HK$1,730,054 · Scale 2, in force from 26 Feb 2026)